Texas D P S Credit Union Austin, Texas
Texas D P S Credit Union is a state-chartered credit union headquartered in Austin, TX (NCUA charter 67511), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,658 members and total assets of $98.1M (down 0.1% from Q2 2025), the 145th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 12.48% at Q2 2026, in the well capitalized band.
Also written as Texas DPS CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67511
- Headquarters
- Austin, TX
- Established
- Not reported
- Total assets, Q2 2026
- $98.1M
- Assets vs Q2 2025
- -0.1%
- Members, Q2 2026
- 5,658
- Net worth ratio, Q2 2026
- 12.48%
- Latest call report
- Q2 2026, NCUA 5300 · Texas D P S Credit Union call report
- Asset rank in state
- 145th of 377 in Texas
- Routing number
- 314977324
- Branches
- 2
It has 37 fewer members than on June 30, 2025 (-0.6%). Its net worth ratio was up 0.90 percentage points from 11.58% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $22.8M of $56.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.15% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 12.48% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Texas
Frequently asked about Texas D P S Credit Union
How big is Texas D P S Credit Union?
At Q2 2026 it reported total assets of $98.1M and 5,658 members.
Where is Texas D P S Credit Union headquartered?
It is headquartered in Austin, TX, United States.
Is Texas D P S Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67511): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Texas D P S Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Texas D P S Credit Union well capitalized?
Its net worth ratio was 12.48% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Texas D P S Credit Union's delinquency ratio?
Its delinquency ratio was 0.15% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Texas D P S Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.02% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Austin, TX 78752
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67511
- RSSD ID
- 575795
- Members
- 5,658
- Potential members
- 25,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.48% | 14.31% | 36th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.47% | 0.72% | 39th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.76% | 4.74% | 43rd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.08% | 3.93% | 56th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 85.44% | 79.83% | 38th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.47% | 0.78% | 69th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.15% | 0.86% | 88th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.55% | 4.70% | 43rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 66.02% | 58.92% | 61st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$98.1M total assets against $98.2M; $85.2M total shares and deposits against $86.3M; $56.2M total loans against $56.3M.
$12.2M net worth against $11.4M.
12.48% net worth ratio against 11.58%.
66.02% loan-to-share ratio against 65.22%.
0.15% delinquency ratio against 0.17%.
0.47% return on assets against 1.08%; 3.76% return on equity against 9.33%.
4.08% net interest margin against 4.00%.
5,658 members against 5,695.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.48% | 0.47% | 0.15% | 66.02% |
| March 31, 2026 | 12.14% | 0.73% | 0.45% | 65.68% |
| December 31, 2025 | 12.11% | 1.28% | 0.90% | 66.70% |
| September 30, 2025 | 11.70% | 1.14% | 0.71% | 65.68% |
| June 30, 2025 | 11.58% | 1.08% | 0.17% | 65.22% |
| March 31, 2025 | 11.25% | 0.94% | 0.18% | 64.16% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.