Titan Federal Credit Union Pleasant Gap, Pennsylvania
Titan Federal Credit Union is a federal credit union headquartered in Pleasant Gap, PA, established in 1937 (NCUA charter 1882), and it is regulated and insured by the NCUA. At Q2 2026 it reported 4,490 members and total assets of $69.5M (up 6.5% from Q2 2025), the 104th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band.
Also written as Titan FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 1882
- Headquarters
- Pleasant Gap, PA
- Established
- 1937
- Total assets, Q2 2026
- $69.5M
- Assets vs Q2 2025
- +6.5%
- Members, Q2 2026
- 4,490
- Net worth ratio, Q2 2026
- 15.43%
- Latest call report
- Q2 2026, NCUA 5300 · Titan Federal Credit Union call report
- Asset rank in state
- 104th of 269 in Pennsylvania
- Routing number
- 231379461
- Branches
- 2
It has 6 fewer members than on June 30, 2025 (-0.1%). Its net worth ratio was up 0.06 percentage points from 15.37% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $17.8M of $32.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.31% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 15.43% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Titan Federal Credit Union
How big is Titan Federal Credit Union?
At Q2 2026 it reported total assets of $69.5M and 4,490 members.
Where is Titan Federal Credit Union headquartered?
It is headquartered in Pleasant Gap, PA, United States.
When was Titan Federal Credit Union founded?
It was established in 1937, per NCUA records.
Is Titan Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 1882): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Titan Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Titan Federal Credit Union well capitalized?
Its net worth ratio was 15.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Titan Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.31% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Titan Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 55.81% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Pleasant Gap, PA 16823
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1937
- NCUA Charter #
- 1882
- RSSD ID
- 189277
- Members
- 4,490
- Potential members
- 198,487
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.43% | 14.31% | 56th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.59% | 0.72% | 83rd top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 10.32% | 4.74% | 82nd top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.86% | 3.93% | 14th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 46.21% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.50% | 0.78% | 17th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.31% | 0.86% | 78th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.36% | 4.70% | 33rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 55.81% | 58.92% | 45th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$69.5M total assets against $65.3M; $58.8M total shares and deposits against $55.3M; $32.8M total loans against $34.5M.
$10.7M net worth against $10.0M.
15.43% net worth ratio against 15.37%.
55.81% loan-to-share ratio against 62.39%.
0.31% delinquency ratio against 0.40%.
1.59% return on assets against 1.57%; 10.32% return on equity against 10.24%.
2.86% net interest margin against 2.98%.
4,490 members against 4,496.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.43% | 1.59% | 0.31% | 55.81% |
| March 31, 2026 | 15.18% | 1.53% | 0.07% | 54.49% |
| December 31, 2025 | 15.08% | -0.65% | 0.34% | 56.64% |
| September 30, 2025 | 15.56% | 1.70% | 0.25% | 60.30% |
| June 30, 2025 | 15.37% | 1.57% | 0.40% | 62.39% |
| March 31, 2025 | 15.19% | 1.51% | 0.31% | 63.63% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.