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Tri Boro Federal Credit Union Munhall, Pennsylvania

Tri Boro Federal Credit Union is a federal credit union headquartered in Munhall, PA, established in 1935 (NCUA charter 794), and it is regulated and insured by the NCUA. At Q2 2026 it reported 7,603 members and total assets of $130.6M (up 3.8% from Q2 2025), the 71st largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 14.50% at Q2 2026, in the well capitalized band.

Also written as Tri Boro FCU

BankRegReports is independent of Tri Boro Federal Credit Union and never asks for online banking logins or passwords.

Munhall, PA Credit Union Est. 1935 NCUA #794 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
794
Headquarters
Munhall, PA
Established
1935
Total assets, Q2 2026
$130.6M
Assets vs Q2 2025
+3.8%
Members, Q2 2026
7,603
Net worth ratio, Q2 2026
14.50%
Latest call report
Q2 2026, NCUA 5300 · Tri Boro Federal Credit Union call report
Asset rank in state
71st of 269 in Pennsylvania
Routing number
243382747
Branches
3

It has 98 fewer members than on June 30, 2025 (-1.3%). Its net worth ratio was up 0.27 percentage points from 14.23% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $60.8M of $87.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.94% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 14.50% net worth ratio is above that band's 11.43% median.

Credit unions merged into Tri Boro Federal Credit Union

Morning Star Baptist Federal Credit Union (2025)

Frequently asked about Tri Boro Federal Credit Union

How big is Tri Boro Federal Credit Union?

At Q2 2026 it reported total assets of $130.6M and 7,603 members.

Where is Tri Boro Federal Credit Union headquartered?

It is headquartered in Munhall, PA, United States.

When was Tri Boro Federal Credit Union founded?

It was established in 1935, per NCUA records.

Is Tri Boro Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 794): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Tri Boro Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Tri Boro Federal Credit Union well capitalized?

Its net worth ratio was 14.50% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Tri Boro Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.94% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Tri Boro Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 78.05% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Munhall, PA 15120
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1935
NCUA Charter #
794
RSSD ID
688172
Members
7,603
Potential members
900,000

Size & Membership

Total assets $130.6M
Total shares & deposits $111.4M
Total loans $87.0M
  1- to 4-family residential and other consumer real estate loans$60.8M
  Used vehicle loans$15.1M
  New vehicle loans$7.4M
  Unsecured credit card loans$2.0M
  Other unsecured loans and lines of credit$887K
  Other secured non-real estate loans and lines of credit$726K
Members 7,603

Profitability

Q2 annualized
Return on assets (ROA) 0.33%YTD 0.60%
Return on equity (ROE) 2.26%YTD 4.10%
Net interest margin 3.72%YTD 3.74%
Efficiency ratio 82.84%
Cost of funds 1.20%

Capital & Asset Quality

Net worth $18.9M
Net worth ratio 14.50%
Net worth category Well capitalized
Delinquency ratio 0.94%
Loan-to-share ratio 78.05%
Yield on assets 4.92%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 14.50% 11.43% 80th top
Return on assets Middle half of peers: 0.43% to 1.23% 0.33% 0.81% 19th bottom
Return on equity Middle half of peers: 3.87% to 9.84% 2.26% 7.02% 14th bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 3.72% 3.70% 51st above
Efficiency ratio Middle half of peers: 68.90% to 83.49% 82.84% 76.55% 27th below
Cost of funds Middle half of peers: 0.92% to 1.56% 1.20% 1.24% 53rd above
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.94% 0.68% 35th below
Yield on assets Middle half of peers: 4.53% to 5.37% 4.92% 4.92% 50th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 78.05% 75.66% 56th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$130.6M total assets against $125.8M; $111.4M total shares and deposits against $107.7M; $87.0M total loans against $85.4M.

Net worth

$18.9M net worth against $17.9M.

Net worth ratio

14.50% net worth ratio against 14.23%.

Loan-to-share ratio

78.05% loan-to-share ratio against 79.31%.

Delinquency ratio

0.94% delinquency ratio against 0.75%.

Return on assets and return on equity

0.33% return on assets against 0.72%; 2.26% return on equity against 5.06%.

Net interest margin

3.72% net interest margin against 3.87%.

Members

7,603 members against 7,701.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 14.50% 0.33% 0.94% 78.05%
March 31, 2026 14.42% 0.85% 0.38% 77.69%
December 31, 2025 14.52% 0.94% 0.51% 80.13%
September 30, 2025 14.37% 0.95% 0.28% 80.22%
June 30, 2025 14.23% 0.72% 0.75% 79.31%
March 31, 2025 14.15% 0.82% 0.49% 77.84%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.