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Triangle Federal Credit Union Columbus Afb, Mississippi

Triangle Federal Credit Union is a federal credit union headquartered in Columbus Afb, MS, established in 1959 (NCUA charter 13334), and it is regulated and insured by the NCUA. At Q2 2026 it reported 11,655 members and total assets of $129.0M (up 9.8% from Q2 2025), the 12th largest of 52 credit unions headquartered in Mississippi. Its net worth ratio was 11.00% at Q2 2026, in the well capitalized band.

Also written as Triangle FCU

BankRegReports is independent of Triangle Federal Credit Union and never asks for online banking logins or passwords.

Columbus Afb, MS Credit Union Est. 1959 NCUA #13334 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
13334
Headquarters
Columbus Afb, MS
Established
1959
Total assets, Q2 2026
$129.0M
Assets vs Q2 2025
+9.8%
Members, Q2 2026
11,655
Net worth ratio, Q2 2026
11.00%
Latest call report
Q2 2026, NCUA 5300 · Triangle Federal Credit Union call report
Asset rank in state
12th of 52 in Mississippi
Routing number
284283261
Branches
5

It has 326 fewer members than on June 30, 2025 (-2.7%). Its net worth ratio was down 0.25 percentage points from 11.25% on June 30, 2025. Used vehicle loans are its largest loan category, $32.6M of $65.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.16% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.00% net worth ratio is below that band's 11.43% median.

Credit unions merged into Triangle Federal Credit Union

New Horizons Federal Credit Union (2021)

Frequently asked about Triangle Federal Credit Union

How big is Triangle Federal Credit Union?

At Q2 2026 it reported total assets of $129.0M and 11,655 members.

Where is Triangle Federal Credit Union headquartered?

It is headquartered in Columbus Afb, MS, United States.

When was Triangle Federal Credit Union founded?

It was established in 1959, per NCUA records.

Is Triangle Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 13334): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Triangle Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Triangle Federal Credit Union well capitalized?

Its net worth ratio was 11.00% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Triangle Federal Credit Union's delinquency ratio?

Its delinquency ratio was 1.16% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Triangle Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 56.34% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Columbus Afb, MS 39705
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1959
NCUA Charter #
13334
RSSD ID
900584
Members
11,655
Potential members
125,886

Size & Membership

Total assets $129.0M
Total shares & deposits $115.6M
Total loans $65.2M
  Used vehicle loans$32.6M
  1- to 4-family residential and other consumer real estate loans$15.7M
  Other unsecured loans and lines of credit$5.5M
  Other secured non-real estate loans and lines of credit$4.6M
  New vehicle loans$3.7M
  Unsecured credit card loans$3.0M
Members 11,655

Profitability

Q2 annualized
Return on assets (ROA) 0.21%YTD 0.71%
Return on equity (ROE) 1.94%YTD 6.30%
Net interest margin 3.99%YTD 4.09%
Efficiency ratio 83.61%
Cost of funds 0.63%

Capital & Asset Quality

Net worth $14.2M
Net worth ratio 11.00%
Net worth category Well capitalized
Delinquency ratio 1.16%
Loan-to-share ratio 56.34%
Yield on assets 4.62%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 4.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 11.00% 11.43% 43rd below
Return on assets Middle half of peers: 0.43% to 1.23% 0.21% 0.81% 12th bottom
Return on equity Middle half of peers: 3.87% to 9.84% 1.94% 7.02% 12th bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 3.99% 3.70% 68th above
Efficiency ratio Middle half of peers: 68.90% to 83.49% 83.61% 76.55% 25th bottom
Cost of funds Middle half of peers: 0.92% to 1.56% 0.63% 1.24% 90th top
Delinquency ratio Middle half of peers: 0.39% to 1.12% 1.16% 0.68% 24th bottom
Yield on assets Middle half of peers: 4.53% to 5.37% 4.62% 4.92% 31st position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 56.34% 75.66% 18th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$129.0M total assets against $117.4M; $115.6M total shares and deposits against $105.3M; $65.2M total loans against $68.1M.

Net worth

$14.2M net worth against $13.2M.

Net worth ratio

11.00% net worth ratio against 11.25%.

Loan-to-share ratio

56.34% loan-to-share ratio against 64.65%.

Delinquency ratio

1.16% delinquency ratio against 0.71%.

Return on assets and return on equity

0.21% return on assets against 0.41%; 1.94% return on equity against 3.63%.

Net interest margin

3.99% net interest margin against 4.32%.

Members

11,655 members against 11,981.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 11.00% 0.21% 1.16% 56.34%
March 31, 2026 11.25% 1.18% 1.71% 58.47%
December 31, 2025 11.64% 1.02% 1.51% 63.34%
September 30, 2025 11.64% 0.92% 1.06% 66.29%
June 30, 2025 11.25% 0.41% 0.71% 64.65%
March 31, 2025 11.23% 2.23% 0.79% 62.66%

Scroll sideways to see every column.

Watch flags

Delinquency at 1.16%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.