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Credit Union Safety Analysis

Is Trumark Credit Union Safe? Fort Washington, Pennsylvania

Based on its Q2 2026 NCUA 5300 call report, Trumark Credit Union has a net worth ratio of 10.67%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.54%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Trumark Credit Union's net worth ratio is 10.67%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 10.67%
  • Delinquency ratio (60+ days) (Q2 2026): 0.54%
  • Return on assets (Q2 2026): 0.73%
  • Loan-to-share ratio (Q2 2026): 99.62%

Trumark Credit Union (NCUA charter 66158, established 1968) reported $3.63B in assets and 148,922 members for Q2 2026 from Fort Washington, Pennsylvania. It ranks 6 of 269 credit unions in Pennsylvania by total assets. Total assets grew 4.9% from $3.46B on June 30, 2025. It has 2,215 more members than on June 30, 2025 (+1.5%). Its net worth ratio was up 0.14 percentage points from 10.53% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.81B of $2.91B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.54% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Watch: near the edge of a band on at least one measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 10.67%

Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.

Earlier filings: 10.68% for Q1 2026; 10.53% for Q2 2025.

Asset quality PASS
Delinquency ratio: 0.54%

Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.

Earlier filings: 0.51% for Q1 2026; 0.57% for Q2 2025.

Earnings PASS
Return on assets: 0.73%

Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.

Earlier filings: 0.27% for Q1 2026; 0.67% for Q2 2025.

Liquidity WATCH
Loan-to-share ratio: 99.62%

Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.

Earlier filings: 94.03% for Q1 2026; 92.40% for Q2 2025.

Loans by type, Q2 2026

  • 1- to 4-family residential and other consumer real estate loans: $1.81B
  • Used vehicle loans: $357.1M
  • Commercial loans: $306.7M
  • New vehicle loans: $230.5M
  • Unsecured credit card loans: $100.7M
  • Other unsecured loans and lines of credit: $91.6M
  • Other secured non-real estate loans and lines of credit: $8.5M
  • Non-federally guaranteed student loans: $8.1M

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $3.63B 10.67% 0.54% 0.73% 99.62%
March 31, 2026 $3.57B 10.68% 0.51% 0.27% 94.03%
December 31, 2025 $3.53B 10.73% 0.56% 0.74% 93.93%
September 30, 2025 $3.47B 10.75% 0.52% 0.96% 93.62%
June 30, 2025 $3.46B 10.53% 0.57% 0.67% 92.40%
March 31, 2025 $3.43B 10.46% 0.52% 0.35% 89.47%

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Trumark Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Trumark Credit Union profile

Regulator records: NCUA credit union profile (charter 66158) · FFIEC NIC profile (RSSD 766892)

Frequently asked questions

Is Trumark Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Trumark Credit Union's net worth ratio is 10.67%, above the 7% NCUA threshold for well capitalized.

Is Trumark Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Trumark Credit Union is a federally insured credit union (NCUA charter 66158): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Trumark Credit Union's key safety ratios?

For Q2 2026, Trumark Credit Union reports net worth 10.67%, delinquency 0.54%, ROA 0.73%, loan-to-share 99.62%.

What happens to my money if Trumark Credit Union fails?

For Q2 2026, Trumark Credit Union held $2.93B in shares and deposits for 148,922 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.