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Credit Union Safety Analysis

Is Trupartner Credit Union, Inc. Safe? Cincinnati, Ohio

Based on its Q2 2026 NCUA 5300 call report, Trupartner Credit Union, Inc. has a net worth ratio of 11.22%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 2.34%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Trupartner Credit Union, Inc.'s net worth ratio is 11.22%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 11.22%
  • Delinquency ratio (60+ days) (Q2 2026): 2.34%
  • Return on assets (Q2 2026): 0.84%
  • Loan-to-share ratio (Q2 2026): 55.55%

Trupartner Credit Union, Inc. (NCUA charter 95802) reported $162.7M in assets and 13,693 members for Q2 2026 from Cincinnati, Ohio. It ranks 58 of 191 credit unions in Ohio by total assets. Total assets fell 0.4% from $163.5M on June 30, 2025. It has 702 fewer members than on June 30, 2025 (-4.9%). Its net worth ratio was up 0.16 percentage points from 11.06% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $28.9M of $80.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.34% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Stress: below an NCUA capital level or outside our reference band on at least one measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 11.22%

Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.

Earlier filings: 10.96% for Q1 2026; 11.06% for Q2 2025.

Asset quality FAIL
Delinquency ratio: 2.34%

Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.

Earlier filings: 1.43% for Q1 2026; 1.81% for Q2 2025.

Earnings PASS
Return on assets: 0.84%

Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.

Earlier filings: 0.04% for Q1 2026; -0.05% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 55.55%

Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.

Earlier filings: 55.56% for Q1 2026; 55.96% for Q2 2025.

Loans by type, Q2 2026

  • 1- to 4-family residential and other consumer real estate loans: $28.9M
  • Commercial loans: $17.9M
  • Used vehicle loans: $14.3M
  • Non-federally guaranteed student loans: $7.0M
  • Other unsecured loans and lines of credit: $4.0M
  • New vehicle loans: $3.8M
  • Unsecured credit card loans: $3.7M
  • Other secured non-real estate loans and lines of credit: $702K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $162.7M 11.22% 2.34% 0.84% 55.55%
March 31, 2026 $163.5M 10.96% 1.43% 0.04% 55.56%
December 31, 2025 $163.4M 10.98% 1.14% 0.03% 57.33%
September 30, 2025 $162.1M 11.06% 1.71% -0.36% 55.73%
June 30, 2025 $163.5M 11.06% 1.81% -0.05% 55.96%
March 31, 2025 $164.6M 10.99% 2.30% -0.21% 55.76%

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Trupartner Credit Union, Inc.: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Trupartner Credit Union, Inc. profile

Regulator records: NCUA credit union profile (charter 95802) · FFIEC NIC profile (RSSD 756295)

Frequently asked questions

Is Trupartner Credit Union, Inc. well capitalized?

On its Q2 2026 NCUA 5300 call report, Trupartner Credit Union, Inc.'s net worth ratio is 11.22%, above the 7% NCUA threshold for well capitalized.

Is Trupartner Credit Union, Inc. FDIC insured?

No. The FDIC insures banks, not credit unions. Trupartner Credit Union, Inc. is a federally insured credit union (NCUA charter 95802): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Trupartner Credit Union, Inc.'s key safety ratios?

For Q2 2026, Trupartner Credit Union, Inc. reports net worth 11.22%, delinquency 2.34%, ROA 0.84%, loan-to-share 55.55%.

What happens to my money if Trupartner Credit Union, Inc. fails?

For Q2 2026, Trupartner Credit Union, Inc. held $144.5M in shares and deposits for 13,693 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.