Ttcu Federal Credit Union Tulsa, Oklahoma
Ttcu Federal Credit Union is a federal credit union headquartered in Tulsa, OK, established in 1934 (NCUA charter 24887), and it is regulated and insured by the NCUA. At Q2 2026 it reported 147,634 members and total assets of $2.71B (up 5.5% from Q2 2025), the 2nd largest of 51 credit unions headquartered in Oklahoma. Its net worth ratio was 13.45% at Q2 2026, in the well capitalized band.
Also written as Ttcu FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24887
- Headquarters
- Tulsa, OK
- Established
- 1934
- Total assets, Q2 2026
- $2.71B
- Assets vs Q2 2025
- +5.5%
- Members, Q2 2026
- 147,634
- Net worth ratio, Q2 2026
- 13.45%
- Latest call report
- Q2 2026, NCUA 5300 · Ttcu Federal Credit Union call report
- Asset rank in state
- 2nd of 51 in Oklahoma
- Routing number
- 303986313
- Branches
- 21
It has 2,289 fewer members than on June 30, 2025 (-1.5%). Its net worth ratio was down 0.30 percentage points from 13.75% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $385.5M of $1.20B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.49% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 13.45% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Oklahoma
Credit unions merged into Ttcu Federal Credit Union
Neo Federal Credit Union (2013)
Frequently asked about Ttcu Federal Credit Union
How big is Ttcu Federal Credit Union?
At Q2 2026 it reported total assets of $2.71B and 147,634 members.
Where is Ttcu Federal Credit Union headquartered?
It is headquartered in Tulsa, OK, United States.
When was Ttcu Federal Credit Union founded?
It was established in 1934, per NCUA records.
Is Ttcu Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24887): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Ttcu Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Ttcu Federal Credit Union well capitalized?
Its net worth ratio was 13.45% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Ttcu Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.49% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Ttcu Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 55.09% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Tulsa, OK 74135
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1934
- NCUA Charter #
- 24887
- RSSD ID
- 508690
- Members
- 147,634
- Potential members
- 221,451
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 13.45% | 10.89% | 81st top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.06% | 0.89% | 62nd above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 7.91% | 8.07% | 49th below |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.11% | 3.45% | 29th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 67.37% | 70.59% | 61st above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.81% | 1.68% | 40th below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 1.49% | 0.68% | 10th bottom |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 4.92% | 5.12% | 38th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 55.09% | 88.03% | under 10th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.71B total assets against $2.57B; $2.18B total shares and deposits against $2.15B; $1.20B total loans against $1.27B.
$363.9M net worth against $353.5M.
13.45% net worth ratio against 13.75%.
55.09% loan-to-share ratio against 59.34%.
1.49% delinquency ratio against 1.54%.
1.06% return on assets against 0.55%; 7.91% return on equity against 4.00%.
3.11% net interest margin against 3.19%.
147,634 members against 149,923.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.45% | 1.06% | 1.49% | 55.09% |
| March 31, 2026 | 13.23% | 0.76% | 1.32% | 55.74% |
| December 31, 2025 | 13.09% | 0.18% | 1.56% | 57.03% |
| September 30, 2025 | 13.40% | 0.27% | 1.46% | 59.07% |
| June 30, 2025 | 13.75% | 0.55% | 1.54% | 59.34% |
| March 31, 2025 | 13.51% | 0.03% | 1.46% | 59.96% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.