Tuscaloosa Va Federal Credit Union Tuscaloosa, Alabama
Tuscaloosa Va Federal Credit Union is a federal credit union headquartered in Tuscaloosa, AL, established in 1951 (NCUA charter 7532), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,338 members and total assets of $51.9M (up 6.4% from Q2 2025), the 43rd largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 13.07% at Q2 2026, in the well capitalized band.
Also written as Tuscaloosa Va FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 7532
- Headquarters
- Tuscaloosa, AL
- Established
- 1951
- Total assets, Q2 2026
- $51.9M
- Assets vs Q2 2025
- +6.4%
- Members, Q2 2026
- 5,338
- Net worth ratio, Q2 2026
- 13.07%
- Latest call report
- Q2 2026, NCUA 5300 · Tuscaloosa Va Federal Credit Union call report
- Asset rank in state
- 43rd of 87 in Alabama
- Routing number
- 262277273
- Branches
- 2
It has 1,906 more members than on June 30, 2025 (+55.5%). Its net worth ratio was up 0.35 percentage points from 12.72% on June 30, 2025. Used vehicle loans are its largest loan category, $10.0M of $31.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.24% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 13.07% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Alabama
Frequently asked about Tuscaloosa Va Federal Credit Union
How big is Tuscaloosa Va Federal Credit Union?
At Q2 2026 it reported total assets of $51.9M and 5,338 members.
Where is Tuscaloosa Va Federal Credit Union headquartered?
It is headquartered in Tuscaloosa, AL, United States.
When was Tuscaloosa Va Federal Credit Union founded?
It was established in 1951, per NCUA records.
Is Tuscaloosa Va Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 7532): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Tuscaloosa Va Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Tuscaloosa Va Federal Credit Union well capitalized?
Its net worth ratio was 13.07% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Tuscaloosa Va Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.24% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Tuscaloosa Va Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 68.96% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Tuscaloosa, AL 35404
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 7532
- RSSD ID
- 307987
- Members
- 5,338
- Potential members
- 249,718
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.07% | 14.31% | 40th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.11% | 0.72% | 67th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.48% | 4.74% | 74th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.38% | 3.93% | 69th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 70.83% | 79.83% | 69th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.81% | 0.78% | 48th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.24% | 0.86% | 82nd top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.19% | 4.70% | 70th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 68.96% | 58.92% | 65th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$51.9M total assets against $48.8M; $45.6M total shares and deposits against $43.4M; $31.5M total loans against $29.9M.
$6.8M net worth against $6.2M.
13.07% net worth ratio against 12.72%.
68.96% loan-to-share ratio against 68.80%.
0.24% delinquency ratio against 0.72%.
1.11% return on assets against -0.04%; 8.48% return on equity against -0.35%.
4.38% net interest margin against 3.64%.
5,338 members against 3,432.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.07% | 1.11% | 0.24% | 68.96% |
| March 31, 2026 | 12.88% | 1.15% | 0.55% | 71.33% |
| December 31, 2025 | 12.77% | 0.58% | 0.53% | 54.43% |
| September 30, 2025 | 12.87% | 1.70% | — | 60.87% |
| June 30, 2025 | 12.72% | -0.04% | 0.72% | 68.80% |
| March 31, 2025 | 12.91% | 0.33% | 0.85% | 51.31% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.