Tuskegee Federal Credit Union Tuskegee, Alabama
Tuskegee Federal Credit Union is a federal credit union headquartered in Tuskegee, AL, established in 1938 (NCUA charter 2791), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,092 members and total assets of $11.3M (down 5.1% from Q2 2025), the 67th largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 4.23% at Q2 2026, in the undercapitalized band.
Also written as Tuskegee FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 2791
- Headquarters
- Tuskegee, AL
- Established
- 1938
- Total assets, Q2 2026
- $11.3M
- Assets vs Q2 2025
- -5.1%
- Members, Q2 2026
- 2,092
- Net worth ratio, Q2 2026
- 4.23%
- Latest call report
- Q2 2026, NCUA 5300 · Tuskegee Federal Credit Union call report
- Asset rank in state
- 67th of 87 in Alabama
- Routing number
- 262277370
- Branches
- 1
It has 34 more members than on June 30, 2025 (+1.7%). Its net worth ratio was down 2.51 percentage points from 6.74% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $3.6M of $7.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 4.29% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 4.23% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Alabama
Frequently asked about Tuskegee Federal Credit Union
How big is Tuskegee Federal Credit Union?
At Q2 2026 it reported total assets of $11.3M and 2,092 members.
Where is Tuskegee Federal Credit Union headquartered?
It is headquartered in Tuskegee, AL, United States.
When was Tuskegee Federal Credit Union founded?
It was established in 1938, per NCUA records.
Is Tuskegee Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 2791): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Tuskegee Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Tuskegee Federal Credit Union well capitalized?
Its net worth ratio was 4.23% at Q2 2026, in the undercapitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Tuskegee Federal Credit Union's delinquency ratio?
Its delinquency ratio was 4.29% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Tuskegee Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 71.45% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Tuskegee, AL 36083
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1938
- NCUA Charter #
- 2791
- RSSD ID
- 709778
- Members
- 2,092
- Potential members
- 8,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 4.23% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.57% | 0.72% | 43rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 13.44% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.46% | 3.93% | 72nd above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 89.94% | 79.83% | 29th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.59% | 0.78% | 62nd above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 4.29% | 0.86% | under 10th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.04% | 4.70% | 64th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 71.45% | 58.92% | 69th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$11.3M total assets against $11.9M; $10.7M total shares and deposits against $11.2M; $7.7M total loans against $6.8M.
$476K net worth against $798K.
4.23% net worth ratio against 6.74%.
71.45% loan-to-share ratio against 61.00%.
4.29% delinquency ratio against 4.06%.
0.57% return on assets against 0.86%; 13.44% return on equity against 12.82%.
4.46% net interest margin against 3.89%.
2,092 members against 2,058.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 4.23% | 0.57% | 4.29% | 71.45% |
| March 31, 2026 | 3.92% | -0.51% | 4.50% | 62.94% |
| December 31, 2025 | 4.03% | 0.91% | 2.56% | 61.23% |
| September 30, 2025 | 4.08% | -3.32% | 3.64% | 60.29% |
| June 30, 2025 | 6.74% | 0.86% | 4.06% | 61.00% |
| March 31, 2025 | 4.59% | -0.17% | 6.15% | 57.54% |
Scroll sideways to see every column.
Watch flags
The net worth ratio is below the 6% NCUA adequately-capitalized threshold, placing the credit union in the undercapitalized Prompt Corrective Action category, which triggers mandatory earnings-retention and supervisory restrictions. NCUA Prompt Corrective Action, 12 CFR 702.102.
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.