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TVH Federal Credit Union Tuskegee, Alabama

TVH Federal Credit Union is a federal credit union headquartered in Tuskegee, AL, established in 1949 (NCUA charter 6311), and it is regulated and insured by the NCUA. At Q2 2026 it reported 718 members and total assets of $5.1M (down 0.7% from Q2 2025), the 77th largest of 87 credit unions headquartered in Alabama. Its net worth ratio was 23.37% at Q2 2026, in the well capitalized band.

Also written as TVH FCU

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Tuskegee, AL Credit Union Est. 1949 NCUA #6311 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
6311
Headquarters
Tuskegee, AL
Established
1949
Total assets, Q2 2026
$5.1M
Assets vs Q2 2025
-0.7%
Members, Q2 2026
718
Net worth ratio, Q2 2026
23.37%
Latest call report
Q2 2026, NCUA 5300 · TVH Federal Credit Union call report
Asset rank in state
77th of 87 in Alabama
Routing number
262277383
Branches
3

It has 6 more members than on June 30, 2025 (+0.8%). Its net worth ratio was down 0.25 percentage points from 23.62% on June 30, 2025. New vehicle loans are its largest loan category, $1.5M of $3.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.41% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 23.37% net worth ratio is above that band's 14.31% median.

Frequently asked about TVH Federal Credit Union

How big is TVH Federal Credit Union?

At Q2 2026 it reported total assets of $5.1M and 718 members.

Where is TVH Federal Credit Union headquartered?

It is headquartered in Tuskegee, AL, United States.

When was TVH Federal Credit Union founded?

It was established in 1949, per NCUA records.

Is TVH Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 6311): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates TVH Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is TVH Federal Credit Union well capitalized?

Its net worth ratio was 23.37% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is TVH Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.41% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is TVH Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 95.77% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Tuskegee, AL 36083
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1949
NCUA Charter #
6311
RSSD ID
725488
Members
718
Potential members
750

Size & Membership

Total assets $5.1M
Total shares & deposits $3.8M
Total loans $3.7M
  New vehicle loans$1.5M
  Used vehicle loans$1.4M
  Other unsecured loans and lines of credit$781K
Members 718

Profitability

Q2 annualized
Return on assets (ROA) 0.23%YTD 0.15%
Return on equity (ROE) 0.98%YTD 0.66%
Net interest margin 6.12%YTD 6.13%
Efficiency ratio 96.75%
Cost of funds 0.15%

Capital & Asset Quality

Net worth $1.2M
Net worth ratio 23.37%
Net worth category Well capitalized
Delinquency ratio 0.41%
Loan-to-share ratio 95.77%
Yield on assets 6.27%

Peer comparison: credit unions of similar size

It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 2.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 11.14% to 19.38% 23.37% 14.31% 84th top
Return on assets Middle half of peers: 0.16% to 1.30% 0.23% 0.72% 28th below
Return on equity Middle half of peers: 1.04% to 8.69% 0.98% 4.74% 25th bottom
Net interest margin Middle half of peers: 3.31% to 4.53% 6.12% 3.93% over 90th top
Efficiency ratio Middle half of peers: 68.03% to 91.60% 96.75% 79.83% 19th bottom
Cost of funds Middle half of peers: 0.37% to 1.23% 0.15% 0.78% over 90th top
Delinquency ratio Middle half of peers: 0.35% to 1.93% 0.41% 0.86% 72nd above
Yield on assets Middle half of peers: 4.21% to 5.32% 6.27% 4.70% over 90th position only
Loan-to-share ratio Middle half of peers: 42.33% to 75.81% 95.77% 58.92% over 90th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$5.1M total assets against $5.1M; $3.8M total shares and deposits against $3.9M; $3.7M total loans against $3.5M.

Net worth CSV: Pro

$1.2M net worth against $1.2M.

Net worth ratio CSV: Pro

23.37% net worth ratio against 23.62%.

Loan-to-share ratio CSV: Pro

95.77% loan-to-share ratio against 91.27%.

Delinquency ratio CSV: Pro

0.41% delinquency ratio against 1.53%.

Return on assets and return on equity CSV: Pro

0.23% return on assets against 0.18%; 0.98% return on equity against 0.75%.

Net interest margin CSV: Pro

6.12% net interest margin against 6.02%.

Members CSV: Pro

718 members against 712.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 23.37% 0.23% 0.41% 95.77%
March 31, 2026 23.45% 0.08% 1.55% 91.95%
December 31, 2025 23.62% -0.61% 0.69% 94.53%
September 30, 2025 23.10% -1.39% 2.00% 90.89%
June 30, 2025 23.62% 0.18% 1.53% 91.27%
March 31, 2025 24.26% -1.26% 1.65% 90.58%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.