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Credit Union Routing Number

Universal 1 Credit Union, Inc. Routing Number

The routing number for Universal 1 Credit Union, Inc. is 242278072. It is a credit union in Dayton, Ohio, NCUA charter 64970.

Primary ABA / RTN
242278072

Data as of · size and membership from the NCUA 5300 call report. How we update

About Universal 1 Credit Union, Inc.

Universal 1 Credit Union, Inc. is based in Dayton, Ohio, and has been chartered since 1937. It reported $424.7M in assets for Q2 2026, the 25th largest of 191 credit unions headquartered in Ohio and 836th of 4,252 nationally. Assets were $424.1M a year earlier (Q2 2025), so the credit union is larger now. It counted 37,976 members on that report. The NCUA lists 9 branch locations for the credit union.

Record

Routing number
242278072
NCUA charter number
64970
RSSD ID
150893
Headquarters
Dayton, Ohio 45409
Chartered
1937
NCUA insured since
April 13, 1979
Total assets (Q2 2026)
$424.7M
Members (Q2 2026)
37,976
Branch locations
9
Routing record refreshed
October 8, 2026
Check before you send money. Universal 1 Credit Union, Inc.'s FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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