University of Illinois Community Credit Union Champaign, Illinois
University of Illinois Community Credit Union is a state-chartered credit union headquartered in Champaign, IL, established in 1932 (NCUA charter 60583), and it is regulated and insured by the NCUA. At Q2 2026 it reported 65,320 members and total assets of $765.5M (up 8.9% from Q2 2025), the 17th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 9.93% at Q2 2026, in the well capitalized band.
Also written as University of Illinois Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60583
- Headquarters
- Champaign, IL
- Established
- 1932
- Total assets, Q2 2026
- $765.5M
- Assets vs Q2 2025
- +8.9%
- Members, Q2 2026
- 65,320
- Net worth ratio, Q2 2026
- 9.93%
- Latest call report
- Q2 2026, NCUA 5300 · University of Illinois Community Credit Union call report
- Asset rank in state
- 17th of 185 in Illinois
- Routing number
- 271176899
- Branches
- 7
It has 1,147 more members than on June 30, 2025 (+1.8%). Its net worth ratio was down 0.14 percentage points from 10.07% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $228.0M of $625.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.57% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 9.93% net worth ratio is below that band's 11.43% median.
Credit unions merged into University of Illinois Community Credit Union
Prairieland Federal Credit Union (2022) · New Horizon Credit Union (2022) · Canaan Credit Union (2021) · Champaign Postal Credit Union (2019) · Urbana Postal Credit Union (2019) · Carle Employees Federal Credit Union (2018)
Frequently asked about University of Illinois Community Credit Union
How big is University of Illinois Community Credit Union?
At Q2 2026 it reported total assets of $765.5M and 65,320 members.
Where is University of Illinois Community Credit Union headquartered?
It is headquartered in Champaign, IL, United States.
When was University of Illinois Community Credit Union founded?
It was established in 1932, per NCUA records.
Is University of Illinois Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60583): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates University of Illinois Community Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is University of Illinois Community Credit Union well capitalized?
Its net worth ratio was 9.93% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is University of Illinois Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.57% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is University of Illinois Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 90.78% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Champaign, IL 61820
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1932
- NCUA Charter #
- 60583
- RSSD ID
- 419992
- Members
- 65,320
- Potential members
- 821,900
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 9.93% | 11.43% | 27th below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.14% | 0.81% | 70th above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 11.51% | 7.02% | 84th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.29% | 3.70% | 82nd top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 81.51% | 76.55% | 32nd below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 2.10% | 1.24% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.57% | 0.68% | 59th above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 6.39% | 4.92% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 90.78% | 75.66% | 84th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$765.5M total assets against $702.7M; $689.0M total shares and deposits against $629.7M; $625.5M total loans against $605.1M.
$76.0M net worth against $70.8M.
9.93% net worth ratio against 10.07%.
90.78% loan-to-share ratio against 96.09%.
0.57% delinquency ratio against 0.57%.
1.14% return on assets against 0.42%; 11.51% return on equity against 4.18%.
4.29% net interest margin against 4.47%.
65,320 members against 64,173.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.93% | 1.14% | 0.57% | 90.78% |
| March 31, 2026 | 9.68% | 1.08% | 0.66% | 89.43% |
| December 31, 2025 | 9.55% | 0.39% | 0.74% | 91.52% |
| September 30, 2025 | 9.63% | 0.23% | 0.66% | 94.99% |
| June 30, 2025 | 10.07% | 0.42% | 0.57% | 96.09% |
| March 31, 2025 | 9.98% | 0.51% | 0.67% | 87.28% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.