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Credit union call report ยท Tomball, TX

US Employees Credit Union Call Report

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US Employees Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 253 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

US Employees Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number66372
Federal Reserve RSSD ID1003790

The official copy: search charter number 66372 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

US Employees Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
US Employees Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $535K
1c. Total Cash on Hand 730A $535K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $969K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $1.6M
2c. Cash on Deposit in Other Financial Institutions 730B2 $39K
2. Cash on Deposit (total) 730B $2.7M
3. Time Deposits in Banks and Credit Unions AS0007 $39.0M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $42.2M
9. Held-to-Maturity Debt Securities AS0073 $1.1M
11. TOTAL INVESTMENT SECURITIES AS0013 $1.1M
12b. Perpetual Contributed Capital 769B $168K
13. TOTAL OTHER INVESTMENTS AS0017 $168K
15a. Number of Total Loans and Leases 025A 2,264
15b. Total Loans and Leases 025B $37.5M
17. ACL on Loans and Leases AS0048 $340K
19. Land and Building 007 $2.6M
20. Other Fixed Assets 008 $158K
21. NCUA Share Insurance Capitalization Deposit 794 $745K
22d. Accrued Interest on Loans 009A $99K
22e. Accrued Interest on Investments 009B $98K
22f. All Other Assets 009C $2.2M
22g. Total Other Assets AS0036 $2.4M
23. TOTAL ASSETS 010 $86.4M
Accounts Payable and Other Liabilities 825 $412K
Member Shares of All Types 013 $77.0M
Total Shares and Deposits 018 $77.0M
Undivided Earnings 940 $9.0M
Total Net Worth 997 $9.0M
Net Worth Ratio 998 10.38%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $86.4M
Statement of Income and Expense (24 items)
US Employees Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.0M
3. Income from Investments 120 $851K
5. TOTAL INTEREST INCOME 115 $1.9M
6. Dividends on Shares 380 $13K
7. Interest on Deposits 381 $205K
8. Interest on Borrowed Money 340 $67
9. TOTAL INTEREST EXPENSE 350 $217K
10. NET INTEREST INCOME IS0010 $1.7M
12a. Credit Loss Expense - Loans and Leases IS0011 $80K
12e. Total Credit Loss Expense IS0017 $80K
13. Fee Income 131 $185K
14. Other Operating Income IS0020 $199K
23. TOTAL NON-INTEREST INCOME 117 $383K
24. Employee Compensation and Benefits 210 $713K
25. Travel and Conference 230 $6K
26. Office Occupancy 250 $159K
27. Office Operations 260 $464K
28. Educational and Promotional 270 $29K
29. Loan Servicing 280 $106K
30. Professional and Outside Services 290 $161K
32. Operating Fees 320 $9K
33. Miscellaneous Operating Expense 360 $15K
34. TOTAL NON-INTEREST EXPENSE 671 $1.7M
35. NET INCOME 661A $310K
Statement pages - all other filed accounts (21 items)

delinquency (21%), credit cards (21%)

US Employees Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $432K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $49K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $25K
Loans Granted Year-to-Date 031A $495
Amount of Loans Granted Year-to-Date 031B $8.9M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $73K
Number of current members (not number of accounts) 083 7,374
Number of potential members 084 21,000
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 850.00%
Interest Rate of New Vehicle Loans 523 449.00%
Interest Rate of Used Vehicle Loans 524 475.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $94K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $29K
Amount of Regular Shares 657 $39.3M
Amount of Share Drafts 902 $19.0M
IRA/KEOGH Accounts - < 1 Year 906A $2.4M
Share Certificates - < 1 Year 908A $9.6M
Total Amount of Share Certificates 908C $12.7M
Total Amount of Money Market Shares 911 $2.7M
Number of Used Vehicle Loans 968 769
NCUA form-section FS220A (24 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

US Employees Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Average of the three month-end balances over the calendar quarter 010B $86.3M
Total Shares - < 1 Year 013A $73.0M
Total Shares - 1-3 Years 013B1 $4.0M
Total Shares - > 3 Years 013B2 $31K
Total Shares and Deposits - < 1 Year 018A $73.0M
Total Shares and Deposits - 1-3 Years 018B1 $4.0M
Total Shares and Deposits - > 3 Years 018B2 $31K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 5
Amount of Delinquent Indirect Loans 041E $20K
Effective date of last audit 063 $92K
Amount of Used Vehicle Loans 370 $17.5M
Amount of New Vehicle Loans 385 $11.2M
Amount of Unsecured Credit Card Loans 396 $1.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.4M
Share Certificates 451 $320
Number of Accounts for Share Drafts 452 2,290
IRA/KEOGH Accounts 453 $120
Number of Accounts for Regular Shares 454 5,547
Money Market Shares 458 $57
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 8,334
Number of credit union employees who are Full-Time (26 hours or more) 564A 19
Number of Outstanding Indirect Loans 617A 562
Total Amount of Outstanding Indirect Loans 618A $13.8M
Total credit lines 881 $11.0M
NCUA form-section FS220B (24 items)

maturity and repricing buckets (40%), credit cards (17%)

US Employees Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $6K
Number - Total Delinquent Credit Card Loans 045A 1
Total Amount of Delinquent Unsecured Credit Card Loans 045B $6K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $3.1M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $3.1M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $73.9M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
Amount of Regular Shares - < 1 Year 657A $39.3M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $19K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $21K
Fair value of Held to Maturity Securities 801 $1.0M
Amount of Share Drafts - < 1 Year 902A $19.0M
IRA/KEOGH Accounts - 1-3 Years 906B1 $893K
Total Amount of IRA/KEOGH Accounts 906C $3.3M
Share Certificates - 1-3 Years 908B1 $3.1M
Share Certificates - > 3 Years 908B2 $31K
Money Market Shares - < 1 Year 911A $2.7M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $6K
Number of New Vehicle Loans 958 409
Total Shares 966 $8K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $23K
Number of Unsecured Credit Card Loans 993 692
Number of All Other Unsecured Loans/Lines of Credit 994 306
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 5
NCUA form-section FS220C (6 items)

charge-offs and recoveries (27%), participation loans (18%)

US Employees Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Total Amount of Indirect Loans Charged Off Year-to-Date 550E $12K
Total Amount of All Year-to-Date Recoveries on Charged-Off Indirect Loans 551E $2K
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $6.2M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $1.6M
NCUA form-section FS220D (18 items)

member services and products offered (69%), CUSO relationships (27%)

US Employees Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Online Financial Literacy 879B7 $1
Bilingual Services 879C1 $1
International Remittances 879V $1
Low-cost wire transfers 879W $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (5 items)

loans and leases (32%), participation loans (18%)

US Employees Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $775K
Outstanding Amount of Real Estate Participation Loans Purchased 691L2 $775K
Total Value of Investments in CUSOs 851 $1.7M
Total Aggregate Cash Outlay in CUSOs 853 $377K
Total Credit Lines at Corporate Credit Unions 884 $11.0M
NCUA form-section FS220H (3 items)

student loans (43%), delinquency (27%)

US Employees Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $5.7M
Total number of TDR loans outstanding 1000F $3
Total amount of TDR loans outstanding 1001F $21K
NCUA form-section FS220I (13 items)

vehicle lending (59%), delinquency (44%)

US Employees Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $94K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $36K
Amount of New Vehicle Loans Delinquent 60 to 179 days 021C1 $20K
Number of Reportable Delinquent New Vehicle Loans 035E1 1
Number of Reportable Delinquent Used Vehicle Loans 035E2 1
Amount of Reportable Delinquent New Vehicle Loans 041C1 $20K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $24K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $26K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $39K
Amount of Used Vehicle Loans YTD Recoveries 551C2 $3K
Commercial Share Accounts 643 $990K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $19K
Number of International Remittances originated Year-to-Date 928 8
NCUA form-section FS220L (6 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

US Employees Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $2K
Total Amount of Loans & Leases on Loan Schedule 025B1 $37.5M
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 650.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 575.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $670K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $5.1M
NCUA form-section FS220M (6 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

US Employees Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $4.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $99K
Total Unfunded Commitments for Non-Commercial Loans 816T $5.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $878K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 40
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 48
NCUA form-section FS220N (6 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

US Employees Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $499K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $544K
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $13K
Total Liabilities LI0069 $77.4M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $80K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $86.4M
NCUA form-section FS220P (13 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

US Employees Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $10K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $6K
All Other Unsecured Loans/Lines of Credit DL0022 $15K
All Other Unsecured Loans/Lines of Credit DL0024 $23K
All Other Unsecured Loans/Lines of Credit DL0027 $23K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $2
Used Vehicle Loans DL0037 $24K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $10K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $251K
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $24K
Amount of Consumer Loans in Non-Accrual Status DL0145 $49K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 562
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $13.8M
NCUA form-section FS220Q (25 items)

investment portfolio detail (69%)

US Employees Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - US Government Obligations NV0001 $499K
Held-to-maturity Fair Value - US Government Obligations NV0002 $493K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $557K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $526K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $557K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $526K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.1M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $19.4M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $19.4M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $247K
Investment Maturity Distribution - Time Deposits - Total NV0116 $39.0M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.1M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $168K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $168K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $19.9M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $19.9M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $260K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $168K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $40.2M
RBC Total Equity RB0001 $9.0M
RBC Allowance for Credit Losses RB0002 $340K
RBC Total Additions RB0005 $340K
RBC Total Deductions RB0009 $745K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $8.6M
RBC Risk-Based Capital Numerator RB0012 $8.6M
NCUA form-section FS220R (28 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

US Employees Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.2M
RBC Schedule Total Consumer Loans RB0060 $32.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $340K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $340K
RBC Schedule Total Loans RB0079 $37.1M
RBC Total for Risk Weighting Total Loans RB0081 -$340K
RBC Total Loans 0% Weight RB0082 -$340K
RBC Schedule Total Other Assets RB0088 $5.9M
RBC Total for Risk Weighting Other Assets RB0090 $745K
RBC Other Assets 0% Weight RB0091 $745K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $86.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $406K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $406K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $86.4M
RBC Allowance for Credit Losses (Loans) RB0177 $340K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 30.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 4,253,763.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 10.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 819,078.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 100,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $5.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $100K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $40
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $5.1M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $100K
Real Estate Loans reported in Account RL0047 that contractually refinance, reprice or mature within the next 5 years RL0050 $33K
Total Shares SH0013 $77.0M
Total Shares and Deposits SH0018 $77.0M
NCUA form-section FS220S (1 item)

member services and products offered (29%), HMDA and entity identifiers (24%)

US Employees Credit Union, NCUA form-section FS220S, Q2 2026
Line item Account Q2 2026
Located in Metropolitan Statistical Area (MSA) PR0001 $1

US Employees Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the US Employees Credit Union call report?

The US Employees Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does US Employees Credit Union file?

US Employees Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the US Employees Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for US Employees Credit Union is 66372.

How often does US Employees Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

US Employees Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.