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Credit Union Routing Number

Valley Oak Credit Union Routing Number

The routing number for Valley Oak Credit Union is 321178051. It is a credit union in Three Rivers, California, NCUA charter 64122.

Primary ABA / RTN
321178051

Data as of · size and membership from the NCUA 5300 call report. How we update

About Valley Oak Credit Union

Valley Oak Credit Union is based in Three Rivers, California, and has been chartered since 1944. It reported $82.2M in assets for Q2 2026, the 161st largest of 239 credit unions headquartered in California and 1975th of 4,252 nationally. Assets were $81.9M a year earlier (Q2 2025), so the credit union is larger now. It counted 6,045 members on that report. The NCUA lists 4 branch locations for the credit union.

Record

Routing number
321178051
NCUA charter number
64122
RSSD ID
265993
Headquarters
Three Rivers, California 93271
Chartered
1944
NCUA insured since
November 8, 1977
Total assets (Q2 2026)
$82.2M
Members (Q2 2026)
6,045
Branch locations
4
Routing record refreshed
October 8, 2026
Check before you send money. Valley Oak Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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