Credit Union Safety Analysis
Is Via Credit Union Safe? Marion, Indiana
Based on its Q2 2026 NCUA 5300 call report, Via Credit Union has a net worth ratio of 13.18%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.62%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Via Credit Union's net worth ratio is 13.18%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 13.18%
- Delinquency ratio (60+ days) (Q2 2026): 0.62%
- Return on assets (Q2 2026): 1.41%
- Loan-to-share ratio (Q2 2026): 87.37%
Via Credit Union (NCUA charter 68572, established 1936) reported $604.4M in assets and 37,548 members for Q2 2026 from Marion, Indiana. It ranks 21 of 118 credit unions in Indiana by total assets. Total assets grew 4.5% from $578.4M on June 30, 2025. It has 42 more members than on June 30, 2025 (+0.1%). Its net worth ratio was up 0.51 percentage points from 12.67% on June 30, 2025. Used vehicle loans are its largest loan category, $215.6M of $452.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.62% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 12.79% for Q1 2026; 12.67% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.57% for Q1 2026; 0.55% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.33% for Q1 2026; 1.09% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 84.86% for Q1 2026; 86.96% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $215.6M
- 1- to 4-family residential and other consumer real estate loans: $124.1M
- New vehicle loans: $59.2M
- Other secured non-real estate loans and lines of credit: $20.3M
- Commercial loans: $14.6M
- Other unsecured loans and lines of credit: $12.8M
- Unsecured credit card loans: $5.8M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $604.4M | 13.18% | 0.62% | 1.41% | 87.37% |
| March 31, 2026 | $606.3M | 12.79% | 0.57% | 0.33% | 84.86% |
| December 31, 2025 | $582.3M | 13.23% | 0.62% | 1.36% | 86.88% |
| September 30, 2025 | $576.3M | 13.06% | 0.65% | 1.35% | 87.83% |
| June 30, 2025 | $578.4M | 12.67% | 0.55% | 1.09% | 86.96% |
| March 31, 2025 | $588.4M | 12.19% | 0.56% | 1.07% | 84.76% |
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Free to use. It shows Via Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 68572) · FFIEC NIC profile (RSSD 169279)
Frequently asked questions
Is Via Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Via Credit Union's net worth ratio is 13.18%, above the 7% NCUA threshold for well capitalized.
Is Via Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Via Credit Union is a federally insured credit union (NCUA charter 68572): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Via Credit Union's key safety ratios?
For Q2 2026, Via Credit Union reports net worth 13.18%, delinquency 0.62%, ROA 1.41%, loan-to-share 87.37%.
What happens to my money if Via Credit Union fails?
For Q2 2026, Via Credit Union held $517.8M in shares and deposits for 37,548 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.