Waypoint Federal Credit Union: Delinquency Ratio
0.39% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 1148) · FFIEC NIC profile (RSSD 1014273)
Waypoint Federal Credit Union reported a delinquency ratio of 0.39% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
12-Quarter Trend
Q1 2025 Latest
Q2 20260.39%
Q1 20260.31%
Q4 20250.31%
Q3 20250.20%
Q2 20250.17%
Q1 20250.21%
What Delinquency Ratio Means
Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.
Full definition & formula →Explore more for Waypoint Federal Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.