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Waypoint Federal Credit Union: Return on Assets

1.37% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 1148) · FFIEC NIC profile (RSSD 1014273)

Waypoint Federal Credit Union reported a return on assets of 1.37% as of Q2 2026. The return on assets is net income as a percent of average assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.

12-Quarter Trend

Q1 2025 Latest
Q2 20261.37%
Q1 20261.45%
Q4 20252.36%
Q3 20250.85%
Q2 20250.82%
Q1 20250.66%

What Return on Assets Means

Net income as a percent of average assets, how efficiently a credit union turns its balance sheet into earnings that build net worth.

Full definition & formula →

Explore more for Waypoint Federal Credit Union: net worth ratio · delinquency ratio · loan-to-share · or browse all credit unions.