Waypoint Federal Credit Union: Net Worth Ratio
10.96% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 1148) · FFIEC NIC profile (RSSD 1014273)
Waypoint Federal Credit Union reported a net worth ratio of 10.96% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
12-Quarter Trend
Q1 2025 Latest
Q2 202610.96%
Q1 202610.70%
Q4 202510.30%
Q3 20259.43%
Q2 20259.01%
Q1 20258.92%
What Net Worth Ratio Means
The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.
Full definition & formula →Explore more for Waypoint Federal Credit Union: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.