Waypoint Federal Credit Union: Loan-to-Share Ratio
92.47% In the NCUA watch band
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 1148) · FFIEC NIC profile (RSSD 1014273)
Waypoint Federal Credit Union reported a loan-to-share ratio of 92.47% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202692.47%
Q1 202687.80%
Q4 202587.87%
Q3 202582.13%
Q2 202582.59%
Q1 202580.88%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Waypoint Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.