Yogaville Federal Credit Union Buckingham, Virginia
Yogaville Federal Credit Union is a federal credit union headquartered in Buckingham, VA, established in 1983 (NCUA charter 23974), and it is regulated and insured by the NCUA. At Q2 2026 it reported 378 members and total assets of $3.9M (down 13.5% from Q2 2025), the 83rd largest of 94 credit unions headquartered in Virginia. Its net worth ratio was 32.34% at Q2 2026, in the well capitalized band.
Also written as Yogaville FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 23974
- Headquarters
- Buckingham, VA
- Established
- 1983
- Total assets, Q2 2026
- $3.9M
- Assets vs Q2 2025
- -13.5%
- Members, Q2 2026
- 378
- Net worth ratio, Q2 2026
- 32.34%
- Latest call report
- Q2 2026, NCUA 5300 · Yogaville Federal Credit Union call report
- Asset rank in state
- 83rd of 94 in Virginia
- Routing number
- 051485629
- Branches
- 1
It has 19 fewer members than on June 30, 2025 (-4.8%). Its net worth ratio was up 4.76 percentage points from 27.58% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $1.6M of $2.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.54% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 32.34% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Virginia
Frequently asked about Yogaville Federal Credit Union
How big is Yogaville Federal Credit Union?
At Q2 2026 it reported total assets of $3.9M and 378 members.
Where is Yogaville Federal Credit Union headquartered?
It is headquartered in Buckingham, VA, United States.
When was Yogaville Federal Credit Union founded?
It was established in 1983, per NCUA records.
Is Yogaville Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 23974): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Yogaville Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Yogaville Federal Credit Union well capitalized?
Its net worth ratio was 32.34% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Yogaville Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.54% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Yogaville Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 83.71% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Buckingham, VA 23921
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1983
- NCUA Charter #
- 23974
- RSSD ID
- 40695
- Members
- 378
- Potential members
- 2,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 32.34% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.59% | 0.72% | 44th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.83% | 4.74% | 30th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.99% | 3.93% | 52nd above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 80.16% | 79.83% | 49th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.29% | 0.78% | 23rd bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.54% | 0.86% | 34th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.28% | 4.70% | 73rd position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 83.71% | 58.92% | 84th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.9M total assets against $4.5M; $2.6M total shares and deposits against $3.3M; $2.2M total loans against $2.4M.
$1.3M net worth against $1.3M.
32.34% net worth ratio against 27.58%.
83.71% loan-to-share ratio against 74.69%.
1.54% delinquency ratio against 0.56%.
0.59% return on assets against 0.82%; 1.83% return on equity against 2.98%.
3.99% net interest margin against 3.37%.
378 members against 397.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 32.34% | 0.59% | 1.54% | 83.71% |
| March 31, 2026 | 27.99% | 0.44% | 1.90% | 70.48% |
| December 31, 2025 | 27.86% | 0.29% | 2.50% | 72.88% |
| September 30, 2025 | 27.96% | 0.39% | 1.65% | 75.02% |
| June 30, 2025 | 27.58% | 0.82% | 0.56% | 74.69% |
| March 31, 2025 | 27.78% | 0.16% | 5.67% | 81.66% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.