Mergers by Year

Bank Mergers in 2004

The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.

331

Banks acquired

1 bought by a credit union

Credit unions merged

NIC, credit unions as the acquired side

157

Holding companies

Bank holding companies merged

853

All merger records

2004 in US banking ›

Largest bank mergers of 2004

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 2004	Advance Financial Savings Bank, FSB	WV	—	Parkvale Savings Bank
Dec 31, 2004	The Business Bank	LA	—	Cadence Bank
Dec 31, 2004	Premier Bank of Brentwood	TN	—	Cadence Bank
Dec 31, 2004	Red Cedar Bank National Association	WI	—	Peoples State Bank of Plainview
Dec 31, 2004	First Federal Savings Bank of Eastern Ohio	OH	—	Century National Bank
Dec 30, 2004	The First National Bank of Clifton	IL	—	The First Trust and Savings Bank of Watseka
Dec 28, 2004	Central Bank Fulton	IL	—	Central Bank Illinois
Dec 12, 2004	The State Bank of Allerton	IL	—	Philo Exchange Bank
Dec 11, 2004	The Wayne County National Bank of Wooster	OH	—	National City Bank
Dec 11, 2004	Union Planters Bank of the Lakeway Area	TN	—	Union Planters Bank, National Association
Dec 11, 2004	Bank of Lodi, N.A.	CA	—	Placer Sierra Bank
Dec 11, 2004	Savings Bank & Trust	OH	—	National City Bank
Dec 10, 2004	Farmers Bank of Portageville	MO	—	First State Bank and Trust Company, Inc.
Dec 9, 2004	The First National Bank	MO	—	Metropolitan National Bank
Dec 6, 2004	Harbor Community Bank	WA	—	Security State Bank

Biggest bank failures by assets ›

Every merger recorded in 2004

853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jun 30, 2004	Osceola Community Credit Union	MI	Wmcu
Jun 30, 2004	Supervalu Midwest Federal Credit Union	IL	Central Illinois Credit Union
Jun 30, 2004	West Suburban Columbus Credit Union	MN	Peoples Community Credit Union
Jun 30, 2004	Fresco Federal Credit Union	OH	Fremont Federal Credit Union
Jun 29, 2004	Leland National Bancorp, Inc.	IL	Ni Bancshares Corporation
Jun 29, 2004	Hacienda Bank	CA	Heritage Oaks Bank
Jun 29, 2004	LNB National Bank	IL	The National Bank & Trust Company of Sycamore
Jun 28, 2004	State Bank of Caledonia	MI	Chemical Bank West
Jun 28, 2004	Union National Bank	IA	FNB Bank
Jun 28, 2004	Oil Creek Federal Credit Union	PA	Galaxy Federal Credit Union
Jun 26, 2004	Denver Community Development Credit Union	CO	Denver Community Credit Union dba Zing Credit Union
Jun 26, 2004	Community National Bank	VA	The National Bank of Blacksburg
Jun 26, 2004	Hca Georgia Federal Credit Union	GA	On the Grid Financial Federal Credit Union
Jun 25, 2004	North Park Bancshares, Inc.	CO	Platte Valley Financial Service Companies, Inc.
Jun 25, 2004	Midwest Guaranty Mortgage Company	MI	Independent Bank East Michigan
Jun 25, 2004	Midwest Bancshares Leasing, Inc.	MI	Independent Bank Corporation
Jun 25, 2004	Premier Community Bank	FL	Colonial Bank
Jun 25, 2004	Premier Community Bank of Florida	FL	Colonial Bank
Jun 21, 2004	Erie County Federal Credit Union	PA	Widget Federal Credit Union
Jun 21, 2004	Bank of Westport	CT	Fairfield County Bank
Jun 21, 2004	S E Erie Industrial Federal Credit Union	PA	Widget Federal Credit Union
Jun 19, 2004	Local Financial Corporation	OK	International Bancshares Corporation
Jun 19, 2004	Local Oklahoma Bank	OK	International Bank of Commerce
Jun 16, 2004	Red Star Employees Federal Credit Union	NY	Auburn Community Federal Credit Union
Jun 12, 2004	Republic Bank	FL	Truist Bank
Jun 11, 2004	Franklin Financial Corporation	TN	Fifth Third Financial Corporation
Jun 11, 2004	Peoples First, Inc.	PA	National Penn Bancshares, Inc.
Jun 11, 2004	The People's Bank of Oxford	PA	National Penn Bank
Jun 10, 2004	Patriot Bank	PA	Susquehanna Bank DV
Jun 10, 2004	Patriot Bank Corp.	PA	Susquehanna Bancshares, Inc.
Jun 9, 2004	Peoples Financial Corporation	IN	Peoples Trust Company
Jun 7, 2004	Harris Bank Round Lake	IL	BMO Bank N.A.
Jun 7, 2004	Marshall Savings Bank, F.S.B.	MI	Monarch Community Bank
Jun 5, 2004	Hawthorne Savings, F.S.B.	CA	Commercial Capital Bank, FSB
Jun 5, 2004	Peoples State Bank of Groveland	FL	Public Bank
Jun 4, 2004	Buffalo China Federal Credit Union	NY	South Towns Community Federal Credit Union
Jun 4, 2004	Issaquah Bancshares, Inc.	WA	Cascade Financial Corporation
Jun 4, 2004	Issaquah Bank	WA	Cascade Bank
Jun 1, 2004	1st Community Bank	GA	United Community Bank
Jun 1, 2004	Gethsemane Baptist Church Credit Union	OH	Faith Community United Credit Union Inc.
Jun 1, 2004	The Leader Mortgage Company, LLC	OH	U.S. Bank N.A.
Jun 1, 2004	Midwest Guaranty Bancorp, Inc.	MI	Independent Bank Corporation
Jun 1, 2004	Midwest Guaranty Bank	MI	Independent Bank East Michigan
Jun 1, 2004	New Lenox Holding Company	IL	BMO Bankcorp, Inc.
Jun 1, 2004	Stebbins Bancshares, Inc.	OH	Wayne Savings Bancshares, Inc.
Jun 1, 2004	American Banking Corporation	FL	Citizens Banking Corporation
Jun 1, 2004	First National Cincinnati Corporation	OH	U.S. Bank N.A.
Jun 1, 2004	Stebbins National Bank	OH	Main Street Bank Corp.
Jun 1, 2004	Colbert-Browns Ferry Federal Credit Union	AL	Tva Community Credit Union
Jun 1, 2004	American Bank and Trust	FL	Citizens Bank and Trust

Bank mergers by year

← 2003 · 2005 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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