Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
331
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
157
Holding companies
Bank holding companies merged
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Jun 1, 2004 | Unocal Federal Credit Union | Wescom Central Credit Union |
| Jun 1, 2004 | Calvary Northern Liberties Federal Credit Union | Eagle One Federal Credit Union |
| Jun 1, 2004 | GM&A Federal Credit Union | Membersource Credit Union |
| Jun 1, 2004 | Union Iron Federal Credit Union | Erie Federal Credit Union |
| Jun 1, 2004 | Atwood Credit Union | Rockford Bell Credit Union |
| Jun 1, 2004 | Deere Community Credit Union | Veridian Credit Union |
| Jun 1, 2004 | Mesa County Federal Credit Union | Grand Junction Federal Credit Union |
| Jun 1, 2004 | Carlsbad City Employees Federal Credit Union | Cabrillo Credit Union |
| Jun 1, 2004 | Commerce Bank/Shore, National Association | Commerce Bank, National Association |
| Jun 1, 2004 | Port Gardner Bay Credit Union | Northwest Plus Credit Union |
| May 29, 2004 | First Capital Bancorp, Inc. | First Capital Bancorp, Inc. |
| May 29, 2004 | Granite Bank | Ocean Bank |
| May 28, 2004 | American City Bancorp, Inc. | Clayton HC, Inc. |
| May 27, 2004 | WCB Properties Inc. | Washington Commercial Bancorp |
| May 26, 2004 | St. Vincent Health System Federal Credit Union | Telcoe Federal Credit Union |
| May 26, 2004 | Southland Capital Co. | Placer Sierra Bancshares |
| May 25, 2004 | Brooklyn Longshoremen's Federal Credit Union | Bay Ridge Federal Credit Union |
| May 25, 2004 | Ga Financial, Inc. | First Commonwealth Financial Corporation |
| May 25, 2004 | Great American Federal | First Commonwealth Bank |
| May 22, 2004 | The State National Bank of Frankfort | Whitaker Bank, Inc |
| May 22, 2004 | First National Bank and Trust Company | Whitaker Bank, Inc |
| May 21, 2004 | Long Island Federal Credit Union | People's Alliance Federal Credit Union |
| May 19, 2004 | P.C.B. Bancorp, Inc. | The Colonial Bancgroup, Inc. |
| May 16, 2004 | First Parke State Bank | First Financial Bank, N.A. |
| May 15, 2004 | Firstfed America Bancorp, Inc. | Webster Financial Corporation |
| May 15, 2004 | First Heritage Bank | Community Bank, N.A. |
| May 15, 2004 | FSB Holding Co. | Freedom Security Bank |
| May 15, 2004 | Countryside Bank | The Denison State Bank |
| May 15, 2004 | The Trust Company of New Jersey | North Fork Bank |
| May 15, 2004 | First Federal Savings Bank of America | Webster Bank, N.A. |
| May 14, 2004 | FloridaFirst Bank | SouthTrust Bank |
| May 13, 2004 | Petersburg City Employees Federal Credit Union | Virginia Federal Credit Union |
| May 13, 2004 | Coastal Banc, S.S.B. | Capital One, N.A. |
| May 10, 2004 | Susquehanna Bancshares East, Inc. | Susquehanna Bancshares, Inc. |
| May 10, 2004 | Susquehanna Bancshares South, Inc | Susquehanna Bancshares, Inc. |
| May 8, 2004 | Wells Fargo Home Mortgage, Inc. | Wells Fargo Bank, N.A. |
| May 3, 2004 | Philadelphia-South JERSEY/U.N.I.T.E. | American Heritage Federal Credit Union |
| May 3, 2004 | FHBT Credit Union | Freedom Credit Union |
| May 3, 2004 | The Bank and Trust of Puerto Rico | Eurobank |
| May 3, 2004 | Oak Cliff Community Federal Credit Union | Mobility Credit Union |
| May 3, 2004 | West Chestnut Federal Credit Union | Transcend Credit Union |
| May 1, 2004 | State Highway Employee District #6 Credit Union | Numerica Credit Union |
| May 1, 2004 | ANB Delaware Financial Corporation | Summit Delaware Financial Corporation |
| May 1, 2004 | ANB Financial Corporation | Summit Bancshares, Inc. |
| May 1, 2004 | CCBT Financial Companies, Inc. | TD Bank US Holding Company |
| May 1, 2004 | Millennium Bank | The Harleysville National Bank and Trust Company |
| May 1, 2004 | Guaranty Financial Corporation | Atlantic Union Bankshares Corporation |
| May 1, 2004 | Southern Financial Bancorp, Inc. | Provident Bankshares Corporation |
| May 1, 2004 | FH Center, Inc. | First Hawaiian Bank |
| May 1, 2004 | Ellsworth Bancshares, Inc. | Larch Bancorporation, Inc. |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
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