Mergers by Year
Bank Mergers in 2004
The Federal Reserve's National Information Center (NIC) recorded 853 merger records involving a bank, credit union or bank holding company in 2004. 331 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 751 in 2003.
331
Banks acquired
1 bought by a credit union
0
Credit unions merged
NIC, credit unions as the acquired side
157
Holding companies
Bank holding companies merged
Largest bank mergers of 2004
Ranked by the acquired bank's total assets at its last call report before the effective date.
| Effective | Acquired bank | Assets | Acquirer |
|---|---|---|---|
| Dec 31, 2004 | Advance Financial Savings Bank, FSB | — | Parkvale Savings Bank |
| Dec 31, 2004 | The Business Bank | — | Cadence Bank |
| Dec 31, 2004 | Premier Bank of Brentwood | — | Cadence Bank |
| Dec 31, 2004 | Red Cedar Bank National Association | — | Peoples State Bank of Plainview |
| Dec 31, 2004 | First Federal Savings Bank of Eastern Ohio | — | Century National Bank |
| Dec 30, 2004 | The First National Bank of Clifton | — | The First Trust and Savings Bank of Watseka |
| Dec 28, 2004 | Central Bank Fulton | — | Central Bank Illinois |
| Dec 12, 2004 | The State Bank of Allerton | — | Philo Exchange Bank |
| Dec 11, 2004 | The Wayne County National Bank of Wooster | — | National City Bank |
| Dec 11, 2004 | Union Planters Bank of the Lakeway Area | — | Union Planters Bank, National Association |
| Dec 11, 2004 | Bank of Lodi, N.A. | — | Placer Sierra Bank |
| Dec 11, 2004 | Savings Bank & Trust | — | National City Bank |
| Dec 10, 2004 | Farmers Bank of Portageville | — | First State Bank and Trust Company, Inc. |
| Dec 9, 2004 | The First National Bank | — | Metropolitan National Bank |
| Dec 6, 2004 | Harbor Community Bank | — | Security State Bank |
Every merger recorded in 2004
853 NIC merger records in 2004 involve a bank, credit union or bank holding company on at least one side, newest first.
| Date | Acquired institution | Acquirer |
|---|---|---|
| Feb 1, 2004 | Reunion Bancshares - Delaware, Inc. | Amegy Holding Delaware, Inc. |
| Feb 1, 2004 | Reunion Bancshares, Inc. | Amegy Holding Delaware, Inc. |
| Feb 1, 2004 | Esab Federal Credit Union | Spero Financial Federal Credit Union |
| Feb 1, 2004 | Saint Lawrence Cincinnati Federal Credit Union | Kemba Credit Union, Inc. |
| Feb 1, 2004 | Ringtec Federal Credit Union | Ocean State Credit Union |
| Feb 1, 2004 | Litchfield County Federal Credit Union | Torrington Municipal & Teachers Federal Credit Union |
| Feb 1, 2004 | Center Valley Credit Union | Fox Communities Credit Union |
| Feb 1, 2004 | Wisconsin's Media Credit Union | Fox Communities Credit Union |
| Feb 1, 2004 | Lehigh Employees Credit Union | Cent Credit Union |
| Feb 1, 2004 | Lone Star Bank | Amegy Bank National Association |
| Feb 1, 2004 | Republic Federal Credit Union | Arrowpointe Federal Credit Union |
| Feb 1, 2004 | Central Naugatuck Valley Federal Credit Union | Skyline Financial Federal Credit Union |
| Feb 1, 2004 | Progress Bank | Fleet National Bank |
| Feb 1, 2004 | Westshore Community Federal Credit Union | Route 31 Federal Credit Union |
| Feb 1, 2004 | Alliance Credit Union | Cinco Family Financial Center Credit Union |
| Feb 1, 2004 | Mountain View Credit Union | Horizon Credit Union |
| Jan 31, 2004 | Peoples Florida Banking Corporation | Synovus Financial Corp. |
| Jan 31, 2004 | Jackson Christian Church Federal Credit Union | Atomic Credit Union, Inc. |
| Jan 31, 2004 | Perquimans Credit Union | Generations Community Credit Union |
| Jan 31, 2004 | Columbus Techneglas Federal Credit Union | Bmi Federal Credit Union |
| Jan 24, 2004 | The Farmers National Bank of Lincoln | Midwest Community Bank |
| Jan 24, 2004 | G.C.B.A. Federal Credit Union | Eagle One Federal Credit Union |
| Jan 24, 2004 | Plaza Bank | Trustmark Bank |
| Jan 24, 2004 | Mid Valley Bank | PremierWest Bank |
| Jan 23, 2004 | Interbank of New York | Marathon National Bank of New York |
| Jan 23, 2004 | The First National Bank of the Pine Belt | The First Bank |
| Jan 22, 2004 | Carborundum - N. F. Federal Credit Union | Greater Together Federal Credit Union |
| Jan 21, 2004 | First State Bank | First State Bank and Trust |
| Jan 20, 2004 | Primo Financial Services, Inc. | Merchants Financial Group, Inc. |
| Jan 20, 2004 | Times World Employees Credit Union | Member One Federal Credit Union |
| Jan 19, 2004 | Lackawanna School System Federal Credit Union | Western New York Federal Credit Union |
| Jan 19, 2004 | Power-Tech Federal Credit Union | Peak Credit Union |
| Jan 17, 2004 | Troy Financial Corporation | First Niagara Financial Group, Inc. |
| Jan 17, 2004 | The Troy Savings Bank | First Niagara Bank, N.A. |
| Jan 16, 2004 | Business Bank of California | MUFG Union Bank, National Association |
| Jan 15, 2004 | Ellenville National Bank | Sterling National Bank |
| Jan 13, 2004 | Bridgeview Bank, National Association | Fidelity Bank, N.A. |
| Jan 13, 2004 | Desoto Banking Corporation | Crews Banking Corporation |
| Jan 8, 2004 | PriVest Bank | American Security Bank |
| Jan 7, 2004 | California Independent Bancorp | Humboldt Bancorp |
| Jan 6, 2004 | Grimes County Capital Corporation | First Community Capital Corporation |
| Jan 6, 2004 | Roxborough-Manayunk Bank | Citizens Bank of Pennsylvania |
| Jan 5, 2004 | Round Lake Bankcorp, Inc. | First State Bank of Round Lake |
| Jan 5, 2004 | State Bank of Trenton | Community First Bank |
| Jan 2, 2004 | Klamath First Federal Savings and Loan Association | Sterling Savings Bank |
| Jan 2, 2004 | Usb Services, Inc. | U.S. Bank N.A. ND |
| Jan 2, 2004 | (unnamed) | Bell Bank |
| Jan 2, 2004 | Gibson Savings Bank | Patriot Bank |
| Jan 2, 2004 | American Bank of Texas, N. A. - Fredericksburg | American Bank of Texas, National Association |
| Jan 1, 2004 | Detroit Marathon Employees Federal Credit Union | Downriver Community Federal Credit Union |
Bank mergers by year
Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.
Explore: all mergers · 2004 bank events · browse by acquirer · bank failures · all events