Commerce Bancshares, Inc. Financials, FR Y-9C Data and Filings

BankRegReports is independent of Commerce Bancshares, Inc. and never asks for online banking logins or passwords.

Bank Holding Company Missouri RSSD 1049341 Ticker CBSH FRS Est. 1967

Commerce Bancshares, Inc. is a bank holding company based in Missouri with $35.31B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Commerce Bank ($35.02B in assets). Its shares trade under the ticker CBSH, and it files with the SEC under CIK 22356: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets: $35.31B
Total deposits: $27.88B
Total equity: $4.36B
Net income (Q2 2026): $159.8M
ROA: 1.80%
ROE: 14.76%
Net interest margin: 3.81%
CET1 ratio: 16.85%

Total loans: $20.84B
Efficiency ratio: 58.50%
Equity / assets: 12.34%
Tier 1 leverage ratio: 12.81%
Total capital ratio: 17.64%
Employees (FTE): 4,976

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
Commerce Bank	State Member Bank	MO	$35.02B	100.0%	Cbi-Kansas, Inc.

Questions About Commerce Bancshares, Inc.

What are Commerce Bancshares, Inc.'s total assets?

Commerce Bancshares, Inc. reported $35.31B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Commerce Bancshares, Inc. own?

Commerce Bancshares, Inc. owns 1 bank that files a call report: Commerce Bank.

Who owns Commerce Bank?

Commerce Bank is owned by Commerce Bancshares, Inc., which holds it through Cbi-Kansas, Inc. The bank reported $35.02B in total assets on its latest call report.

Where can I find Commerce Bancshares, Inc.'s FR Y-9C?

Commerce Bancshares, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1049341. This page summarizes the FR Y-9C for Q2 2026.

Does Commerce Bancshares, Inc. file with the SEC?

Yes. Commerce Bancshares, Inc. files with the SEC under Central Index Key (CIK) 22356 and trades under the ticker CBSH.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: CBSH
SEC CIK: 22356
SEC filings: Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Commerce Bancshares, Inc.

Holding Company MO RSSD 1049341

$35.31B
- Capital for Business, Inc.
  
  Nonbank Subsidiary MO RSSD 2031521
- Cbi-Kansas, Inc.
  
  Nonbank Subsidiary MO RSSD 1056835
- CFB Partners, LLC
  
  Nonbank Subsidiary MO RSSD 3326505
- CFB Venture Fund I, Inc.
  
  Nonbank Subsidiary MO RSSD 1049350

Direct Subsidiaries 4 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Capital for Business, Inc. · 2031521	Nonbank Subsidiary	MO	—	—
Cbi-Kansas, Inc. · 1056835	Nonbank Subsidiary	MO	—	—
CFB Partners, LLC · 3326505	Nonbank Subsidiary	MO	—	—
CFB Venture Fund I, Inc. · 1049350	Nonbank Subsidiary	MO	—	—

Regulator records: FFIEC NIC profile (RSSD 1049341)