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Cullen/Frost Bankers, Inc. Financials, FR Y-9C Data and Filings

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Bank Holding Company Texas RSSD 1102367 Ticker CFR FRS Est. 1969

Cullen/Frost Bankers, Inc. is a bank holding company based in Texas with $53.91B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Frost Bank ($53.95B in assets). Its shares trade under the ticker CFR, and it files with the SEC under CIK 39263: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets
$53.91B
Total deposits
$43.44B
Total equity
$4.62B
Net income (Q2 2026)
$172.1M
ROA
1.28%
ROE
15.04%
Net interest margin
3.59%
CET1 ratio
13.95%
Total loans
$22.98B
Efficiency ratio
60.57%
Equity / assets
8.57%
Tier 1 leverage ratio
9.06%
Total capital ratio
15.74%
Employees (FTE)
6,103

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank Charter State Total assets (call report) Share of bank assets Held through
Frost Bank State Member Bank TX $53.95B 100.0% Held directly

Questions About Cullen/Frost Bankers, Inc.

What are Cullen/Frost Bankers, Inc.'s total assets?

Cullen/Frost Bankers, Inc. reported $53.91B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Cullen/Frost Bankers, Inc. own?

Cullen/Frost Bankers, Inc. owns 1 bank that files a call report: Frost Bank.

Who owns Frost Bank?

Frost Bank is owned by Cullen/Frost Bankers, Inc. The bank reported $53.95B in total assets on its latest call report.

Where can I find Cullen/Frost Bankers, Inc.'s FR Y-9C?

Cullen/Frost Bankers, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 1102367. This page summarizes the FR Y-9C for Q2 2026.

Does Cullen/Frost Bankers, Inc. file with the SEC?

Yes. Cullen/Frost Bankers, Inc. files with the SEC under Central Index Key (CIK) 39263 and trades under the ticker CFR.

Filing Details fiscal year and SEC registration

Fiscal year end
December 31
Ticker
CFR
SEC CIK
39263
SEC filings
Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary
  • Cullen/Frost Bankers, Inc.
    Holding Company TX RSSD 1102367
    $53.91B
    • Frost Bank
      State Member Bank TX RSSD 682563
      $53.95B
    • Cullen/Frost Capital Trust II
      Nonbank Subsidiary DE RSSD 3247196
    • Frost Capital Markets, Inc.
      Nonbank Subsidiary TX RSSD 6126658
    • Main Plaza Corporation
      Nonbank Subsidiary TX RSSD 1102376

Direct Subsidiaries 4 active direct subsidiaries

Entity Type State Total Assets Share of bank subsidiary assets
Frost Bank · 682563 State Member Bank TX $53.95B 100.0%
Cullen/Frost Capital Trust II · 3247196 Nonbank Subsidiary DE — —
Frost Capital Markets, Inc. · 6126658 Nonbank Subsidiary TX — —
Main Plaza Corporation · 1102376 Nonbank Subsidiary TX — —

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 1102367)