Shore Bancshares, Inc. Financials, FR Y-9C Data and Filings

BankRegReports is independent of Shore Bancshares, Inc. and never asks for online banking logins or passwords.

Bank Holding Company Maryland RSSD 2429838 Ticker SHBI FRS Est. 1996

Shore Bancshares, Inc. is a bank holding company based in Maryland with $6.15B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve. It owns 1 bank that files a call report: Shore United Bank, N.A. ($6.15B in assets). Its shares trade under the ticker SHBI, and it files with the SEC under CIK 1035092: see its SEC filings and 8-K events.

Key Financials FR Y-9C, consolidated, as of June 30, 2026

Total assets: $6.15B
Total deposits: $5.40B
Total equity: $616.1M
Net income (Q2 2026): $18.9M
ROA: 1.24%
ROE: 12.38%
Net interest margin: 3.72%
CET1 ratio: 11.09%

Total loans: $4.91B
Efficiency ratio: 53.92%
Equity / assets: 10.02%
Tier 1 leverage ratio: 9.52%
Total capital ratio: 14.17%
Employees (FTE): 612

Source: FR Y-9C for June 30, 2026, consolidated across the holding company's banks and nonbank subsidiaries. Net income is for Q2 2026 alone; ROA, ROE and net interest margin annualize that quarter, and the margin is tax-equivalent, on average earning assets. Deposits add domestic and foreign-office deposits (Schedule HC, item 13). Capital ratios are as filed on Schedule HC-R (CET1: BHCAP793). Bank-level figures in the tables below come from each bank's own call report.

Bank Subsidiaries 1 bank held directly or through another holding company

Bank	Charter	State	Total assets (call report)	Share of bank assets	Held through
Shore United Bank, N.A.	National Bank	MD	$6.15B	100.0%	Held directly

Watch Shore United Bank, N.A.: get an email when it files its next call report. Free account, no card.

Questions About Shore Bancshares, Inc.

What are Shore Bancshares, Inc.'s total assets?

Shore Bancshares, Inc. reported $6.15B in total consolidated assets as of June 30, 2026, according to its FR Y-9C filing with the Federal Reserve.

How many banks does Shore Bancshares, Inc. own?

Shore Bancshares, Inc. owns 1 bank that files a call report: Shore United Bank, N.A.

Who owns Shore United Bank, N.A.?

Shore United Bank, N.A. is owned by Shore Bancshares, Inc. The bank reported $6.15B in total assets on its latest call report.

Where can I find Shore Bancshares, Inc.'s FR Y-9C?

Shore Bancshares, Inc. files the FR Y-9C with the Federal Reserve every quarter. The reports are public on the FFIEC National Information Center under RSSD ID 2429838. This page summarizes the FR Y-9C for Q2 2026.

Does Shore Bancshares, Inc. file with the SEC?

Yes. Shore Bancshares, Inc. files with the SEC under Central Index Key (CIK) 1035092 and trades under the ticker SHBI.

Filing Details fiscal year and SEC registration

Fiscal year end: December 31
Ticker: SHBI
SEC CIK: 1035092
SEC filings: Filings and 8-K events

Organization Map select + to expand a subsidiary's own holdings

Holding company Reporting bank Nonbank subsidiary

Shore Bancshares, Inc.

Holding Company MD RSSD 2429838

$6.15B
- Shore United Bank, N.A.
  
  National Bank MD RSSD 933023
  
  $6.15B
- Severn Capital Trust I
  
  Nonbank Subsidiary MD RSSD 4723839
- Tri-County Capital Trust I
  
  Nonbank Subsidiary MD RSSD 3369977
- Tri-County Capital Trust II
  
  Nonbank Subsidiary MD RSSD 3370003

Direct Subsidiaries 4 active direct subsidiaries

Entity	Type	State	Total Assets	Share of bank subsidiary assets
Shore United Bank, N.A. · 933023	National Bank	MD	$6.15B	100.0%
Severn Capital Trust I · 4723839	Nonbank Subsidiary	MD	—	—
Tri-County Capital Trust I · 3369977	Nonbank Subsidiary	MD	—	—
Tri-County Capital Trust II · 3370003	Nonbank Subsidiary	MD	—	—

Share of bank subsidiary assets divides each bank's total assets by the combined assets of the bank subsidiaries listed. Nonbank subsidiaries are not counted.

Regulator records: FFIEC NIC profile (RSSD 2429838)