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Bank of Vici: Call Report & UBPR Financial Data

Vici, OK Under $100M in assets Est. January 1, 1902 FDIC #420 RSSD #286251 Routing #103109523 FDIC

Data as of · sourced from FFIEC call reports. How we update

Assets
$27.3M
Deposits
$26.8M
Loans
$12.4M
Equity
$479K

Bank of Vici is the primary bank subsidiary of its parent holding company, headquartered in Vici, OK. ROA of -20.95% is outside the range a lending bank can post; it reflects a fee-based or nondepository balance sheet and is not comparable with commercial bank profitability. Bank of Vici's Q2 2026 balance sheet shows $27M in assets funded primarily by $27M in customer deposits. Asset quality merits closer attention with NPLs at 1.56%. The bank operates from a single office.

As of June 30, 2026, Bank of Vici reported a Tier 1 leverage ratio of 5.23%, a return on assets of -20.95%, a nonperforming-loan ratio of 1.56%, a Texas ratio of 23.55%, per financial data filed with the FFIEC.

Headquarters Profile

Address
121 W Broadway, Vici, OK 73859
County
Dewey
Charter
Commercial bank, state charter, Fed non-member, FDIC-supervised
Primary Regulator
FDIC
FDIC Region
Dallas (Region 13)
Federal Reserve member
No
Federal Reserve district
District 10, Kansas City
Fiduciary (trust) powers
—
Call Report form
FFIEC 051
Established
January 1, 1902
Offices
1 domestic
Employees (FTE)
11
Domestic deposits
$26.8M
Allowance for credit losses
$400K
Net charge-offs (YTD)
$1.6M
Tax status
Subchapter S
Ownership
Stock
Community bank
Yes
FDIC-insured since
January 1, 1934
FDIC Cert
420
Fed RSSD
286251

Balance Sheet

Total liabilities$26.8M
Cash & balances due$6.0M
Securities, available-for-sale$6.8M
Securities, held-to-maturity$0
Goodwill & intangibles$0

Income Statement

Net income Q2-$1.6M
Net interest income YTD$548K
Total interest income YTD$811K
Total interest expense YTD$263K
Provision for credit losses YTD$1.5M

Operating & Funding

Total noninterest income YTD$136K
Total noninterest expense YTD$833K

Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.

Quarterly trends

Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.

Total assets and total liabilities

Balances at each quarter end. The gap between the two lines is equity capital.

Loans and leases against deposits

Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.

Securities and cash

Balances at each quarter end. Each line is its own balance, not stacked on the other.

Interest income against interest expense

Each bar is that quarter alone. The gap between the two is net interest income.

Net interest income

What the balance sheet earned on spread that quarter, before fees and operating costs.

Noninterest income against noninterest expense

Fees, trading and other income against salaries, premises and the rest of the cost base.

Provision for credit losses

What the bank charged to earnings that quarter to build its allowance for expected losses.

Net income

The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.

Return on assets and net interest margin
CET1 and Tier 1 leverage ratios

CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.

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Bank of Vici rankings

How this bank ranks on each leaderboard. Click any rank to see the full ranked list.

Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.

Quarterly trend: last 8 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.

Quarter Leverage ROA NPL Texas NIM
Q2 2026 5.23% -20.95% 1.56% 23.55% 3.50%
Q1 2026 9.10% -0.67% 1.74% 15.55% 4.20%
Q4 2025 9.90% -1.23% 2.61% 18.93% 5.69%
Q3 2025 8.48% -2.23% 4.35% 38.24% 3.62%
Q2 2025 8.58% -10.07% 2.96% 41.09% 3.13%
Q1 2025 10.98% -7.06% 0.61% 44.63% 3.59%
Q4 2024 13.07% -7.29% 0.65% 48.29% 4.09%
Q3 2024 15.94% 0.55% 1.28% 50.42% 4.62%

Swipe the table sideways to see every column.

Branch Network

Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 1 branches →

1–1 of 1
Branch Location ZIP Deposits
Bank of Vici (main office) Vici , OK 73859 $26.8M

Regulatory record

What the public regulatory sources show for Bank of Vici, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.

Enforcement actions
Not on file: no matched FDIC, Federal Reserve or OCC action
Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
Deposit market share
<0.1% of deposits in OK, rank 183 of 194 institutions
Period: June 30, 2026. Source: FDIC Summary of Deposits.
Mortgage lending (HMDA)
Not on file: no HMDA filing matched
Period: not on file. Source: FFIEC HMDA loan application register.
Consumer complaints
Not on file: no CFPB complaints matched
Period: not on file. Source: CFPB consumer complaint database.
CFPB enforcement
Not on file: CFPB enforcement actions are not loaded
Period: not on file. Source: CFPB enforcement actions.
CRA examination rating
Not on file: FFIEC CRA ratings are not loaded
Period: not on file. Source: FFIEC CRA ratings.

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Bank of Vici: regulatory capital profile · BankRegReports

Frequently asked about Bank of Vici

What are Bank of Vici's total assets?

As of the Q2 2026 filing, Bank of Vici reported total assets of $27.3 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Bank of Vici headquartered?

Bank of Vici is headquartered in Vici, OK, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Bank of Vici founded?

Bank of Vici was established in 1902, per the FDIC institution directory.

Is Bank of Vici FDIC-insured?

Yes. Bank of Vici is an FDIC-insured commercial bank (FDIC Certificate #420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Bank of Vici?

Bank of Vici's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Bank of Vici operate?

Bank of Vici operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.

What is Bank of Vici's Texas Ratio?

Bank of Vici's Texas Ratio is 23.55% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.

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