The Peoples Community Bank: Call Report & UBPR Financial Data
Data as of · sourced from FFIEC call reports. How we update
Operating from Mazomanie, WI, The Peoples Community Bank serves its local market as an FDIC-insured commercial bank. The Q2 2026 balance sheet stands at $389M in assets, including $250M in loans. Profitability is strong, 1.64% ROA, paired with 14.08% ROE and a 3.75% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.76% exceeds the CBLR threshold. Asset quality is pristine, 0.22% NPLs and a 1.19% Texas Ratio. It operates 7 branches, primarily in Wisconsin.
As of June 30, 2026, The Peoples Community Bank reported a Tier 1 leverage ratio of 12.76%, a return on assets of 1.64%, a nonperforming-loan ratio of 0.22%, a Texas ratio of 1.19%, per financial data filed with the FFIEC.
Headquarters Profile
- Address
- 222 W Commercial St, Mazomanie, WI 53560
- County
- Dane
- Metro Area
- Madison, WI
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Trust powers not granted
- Call Report form
- FFIEC 051
- Established
- November 28, 1891
- Former names
- The Peoples Community Bank (2005)
- Offices
- 7 domestic
- Employees (FTE)
- 54
- Domestic deposits
- $339.7M
- Allowance for credit losses
- $3.4M
- Net charge-offs (YTD)
- -$50K
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 8, 1935
- FDIC Cert
- 15046
- Fed RSSD
- 420644
- Website
- www.thepcb.bank →
- Parent Holding Company
- PEOPLES COMMUNITY BANCSHARES, INC., THE (RSSD 2516998)
Profitability
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
The quarter's own net income, as filed. It needs no adjustment because the filing does not accumulate it through the year.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full The Peoples Community Bank terminal
25 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock The Peoples Community Bank, freeThe Peoples Community Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.76% | 1.64% | 0.22% | 1.19% | 3.75% |
| Q1 2026 | 12.59% | 1.46% | 0.09% | 0.47% | 3.44% |
| Q4 2025 | 12.68% | 1.13% | 0.09% | 0.49% | 3.56% |
| Q3 2025 | 12.79% | 1.41% | 0.13% | 0.66% | 3.46% |
| Q2 2025 | 13.08% | 1.36% | 0.17% | 0.91% | 3.37% |
| Q1 2025 | 12.72% | 1.26% | 0.15% | 0.80% | 3.13% |
| Q4 2024 | 12.70% | 1.22% | 0.15% | 0.85% | 3.15% |
| Q3 2024 | 13.07% | 1.20% | 0.21% | 1.08% | 3.03% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, mapped, and listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 6 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Peoples Community Bank | Mazomanie , WI | 53560 | $99.2M |
| Spring Green Branch | Spring Green , WI | 53588 | $73.4M |
| Plain Branch | Plain , WI | 53577 | $59.1M |
| Barneveld Branch | Barneveld , WI | 53507 | $49.5M |
| Richland Center Branch | Richland Center , WI | 53581 | $44.4M |
| Arena Branch | Arena , WI | 53503 | $14.1M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| July 16, 2005 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| July 15, 2005 | Structure Change | Acquired Community Bank Spring Green and Plain Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
What the public regulatory sources show for The Peoples Community Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in WI, rank 85 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 171 applications, 157 loans originated, $41.7M originated, across 1 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows The Peoples Community Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare The Peoples Community Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about The Peoples Community Bank
What are The Peoples Community Bank's total assets?
As of the Q2 2026 filing, The Peoples Community Bank reported total assets of $388.8 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Peoples Community Bank headquartered?
The Peoples Community Bank is headquartered in Mazomanie, WI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was The Peoples Community Bank founded?
The Peoples Community Bank was established in 1891, per the FDIC institution directory.
Is The Peoples Community Bank FDIC-insured?
Yes. The Peoples Community Bank is an FDIC-insured commercial bank (FDIC Certificate #15046). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Peoples Community Bank?
The Peoples Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does The Peoples Community Bank operate?
The Peoples Community Bank operates 7 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Peoples Community Bank's Texas Ratio?
The Peoples Community Bank's Texas Ratio is 1.19% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was The Peoples Community Bank previously called?
The charter now named The Peoples Community Bank has also operated as The Peoples Community Bank (2005), per FDIC structure-change records.
Go deeper on The Peoples Community Bank.
Unlock the full terminal: 25 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock The Peoples Community Bank, freeFree account