U.S. Bank Trust Company, N.A.: Financial Reports & UBPR Data
BankRegReports is independent of U.S. Bank Trust Company, N.A. and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
U.S. Bank Trust Company, N.A. is one of the more profitable banks of its size. Based in Portland, Oregon, it had $3.2 billion in assets at June 30, 2026, up 24.5% from a year earlier. It returns 37.2% a year on shareholders' equity, about triple the median of 12.6% for the 895 banks with $1 billion to $10 billion in assets. It also spends about 22 cents to bring in each dollar of revenue, about a third the median of 58 cents for banks its size.
Earnings jumped: net income for the quarter was $261 million, 164% above the same quarter a year earlier.
As of June 30, 2026, U.S. Bank Trust Company, N.A. reported a CET1 capital ratio of 409.95%, a return on assets of 35.16% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.
Headquarters Profile
- Metro Area
- Portland-Vancouver-Hillsboro, OR-WA
- Federal Reserve member
- —
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Employees (FTE)
- 1,920
- Domestic deposits
- $0
- Allowance for credit losses
- $0
- Net charge-offs (YTD)
- $0
- Average total assets
- $2.97B
- Average total loans
- $0
- Average interest-bearing deposits
- $0
- Fed RSSD
- 2567123
- SEC CIK
- 36104 → filed by U.S. BANCORP
- Parent Holding Company
- U.S. BANK NATIONAL ASSOCIATION (RSSD 504713)
- Ultimate Parent
- U.S. BANCORP (RSSD 1119794)
Profitability
Q2 annualizedAsset Quality
Capital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. The UBPR's YTD ROA divides by the average of the quarterly average assets the bank reports on Schedule RC-K, while FDIC BankFind divides by the average of quarter-end total assets, so FDIC's ROA can differ from the YTD figure by a few hundredths of a point. Net interest margin is the UBPR's tax-equivalent figure over the UBPR's own average earning assets. FDIC BankFind's is not tax-equivalent and divides by the average of quarter-end earning assets including the prior year-end, so after a merger FDIC's margin can differ from ours by several tenths of a point.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
No provision recorded in the last 12 quarters.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full U.S. Bank Trust Company, N.A. terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock U.S. Bank Trust Company, N.A., freeU.S. Bank Trust Company, N.A. rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 409.95% | 35.16% | — | 0.00% | 3.81% |
| Q1 2026 | 404.56% | 17.76% | — | 0.00% | 3.79% |
| Q4 2025 | 392.58% | 11.72% | — | 0.00% | 4.15% |
| Q3 2025 | 398.39% | 16.18% | — | 0.00% | 4.47% |
| Q2 2025 | 398.37% | 15.70% | — | 0.00% | 4.47% |
| Q1 2025 | 395.86% | 13.51% | — | 0.00% | 4.45% |
| Q4 2024 | 391.35% | 18.32% | — | 0.00% | 4.87% |
| Q3 2024 | 391.32% | 23.35% | — | 0.00% | 5.49% |
Swipe the table sideways to see every column.
Regulatory record
What the public regulatory sources show for U.S. Bank Trust Company, N.A., each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 4 against the institution (Federal Reserve, SEC Form 8-K)
- March 5, 2024, SEC Form 8-K: 8-K Item 8.01: consent order
- February 14, 2018, Federal Reserve: Cease and Desist Order: U.S. Bancorp and USB Americas Holding Company
- February 14, 2018, Federal Reserve: Civil Money Penalty, $15,000,000: U.S. Bancorp and USB Americas Holding Company
- January 12, 2018, Federal Reserve: Civil Money Penalty, $4,400,000: U.S. Bancorp, Minneapolis, Minnesota
- Period: Most recent institution action March 5, 2024. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- Not on file: no SoD deposits in its home state
- Period: not on file. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows U.S. Bank Trust Company, N.A.’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare U.S. Bank Trust Company, N.A. with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about U.S. Bank Trust Company, N.A.
What are U.S. Bank Trust Company, N.A.'s total assets?
As of the Q2 2026 filing, U.S. Bank Trust Company, N.A. reported total assets of $3.21 billion in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is U.S. Bank Trust Company, N.A. headquartered?
U.S. Bank Trust Company, N.A. is headquartered in Portland, OR, United States. It files quarterly FFIEC call reports, as every FDIC-insured bank must.
What is U.S. Bank Trust Company, N.A.'s CET1 capital ratio?
U.S. Bank Trust Company, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 409.95% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
What is U.S. Bank Trust Company, N.A.'s Texas Ratio?
U.S. Bank Trust Company, N.A.'s Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on U.S. Bank Trust Company, N.A.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock U.S. Bank Trust Company, N.A., freeFree account