2UNIFI Bank: Deposit Base
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Data as of · Call Report Schedules RC-E and RC-O How we update
On its Q3 2026 filing, 2UNIFI Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $1.3M in Q3 2026, up 32.0% from $1.0M in Q3 2025. That is 3.4% of its total assets. Across the 12 quarters shown it ranged from $124K (Q2 2026) to $2.8M (Q1 2025).
The standout move of Q3 2026 was in Transaction accounts to domestic deposits: 81.83 percentage points lower than in Q2 2026, at 8.49%. On total deposits, 2UNIFI Bank is 1st from the bottom among 24 Wyoming banks, $1.3M (Q3 2026). 2UNIFI Bank's total deposits of $1.3M is well below the $53.2M median for banks in the < $100M asset tier, a gap of 97% (Q3 2026).
Deposit totals
Deposits to total liabilities changed the most here, up 4.91 points to 5.44% in Q3 2026 from 0.53% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Total deposits | $1.3M |
| Domestic office deposits | $1.3M |
| Foreign office deposits | — |
| Deposits to total assets | 3.37% |
| Deposits to total liabilities | 5.44% |
Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).
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Deposit composition
| Line item | Q3 2026 |
|---|---|
| Demand deposits | $113K |
| Savings deposits | $1.2M |
| Transaction accounts to domestic deposits | 8.49% |
| Time deposits to total deposits | 0.00% |
| Time deposits under $100k | $0 |
| Time deposits $100k to $250k | $0 |
| Time deposits over $250k | $0 |
| Noninterest-bearing share of deposits | 8.49% |
Stability of funding
| Line item | Q3 2026 |
|---|---|
| Core deposits | $1.3M |
| Core deposits to total deposits | 100.00% |
| Insured deposits | $1.3M |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
Cost of interest-bearing deposits changed the most here, up 3.90 points to 3.90% in Q3 2026 from 0.00% in Q2 2026.
| Line item | Q3 2026 |
|---|---|
| Cost of interest-bearing deposits | 3.90% |
| Interest expense on deposits | $6K |
| Loans and leases to core deposits | 400.83% |
Deposit Base trend
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q4 2023 | $1.0M | 100.00% | 0.00% | 0.00% |
| Q1 2024 | $1.0M | 100.00% | 0.00% | 0.00% |
| Q2 2024 | $2.7M | 37.04% | 0.00% | 4.21% |
| Q3 2024 | $2.7M | 37.04% | 0.00% | 4.94% |
| Q4 2024 | $2.7M | 37.04% | 0.00% | 5.18% |
| Q1 2025 | $2.8M | 36.19% | 0.00% | 4.85% |
| Q2 2025 | $1.0M | 100.00% | 0.00% | 3.63% |
| Q3 2025 | $1.0M | 100.00% | 0.00% | 0.00% |
| Q4 2025 | $1.0M | 100.00% | 0.00% | 0.00% |
| Q1 2026 | $1.1M | 100.00% | 0.00% | 0.00% |
| Q2 2026 | $124K | 100.00% | 0.00% | 0.00% |
| Q3 2026 | $1.3M | 100.00% | 0.00% | 3.90% |
2UNIFI Bank deposit base, quarter by quarter
Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RC-E and RC-O, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full 2UNIFI Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 23826) · FFIEC NIC profile (RSSD 898458)