Anchor Bank: Financial Reports & UBPR Data
BankRegReports is independent of Anchor Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Anchor Bank runs leaner than most banks of its size. Based in Palm Beach Gardens, Florida, it had $806 million in assets at June 30, 2026, up 59.9% from a year earlier. It spends about 28 cents to bring in each dollar of revenue, about half the median of 61 cents for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it holds commercial real estate loans worth 3.3 times its capital, about triple the median of 1.2 times for banks its size.
Delinquency has appeared in its $165 million non-owner-occupied commercial real estate book: 1.64% of those loans are past due or on nonaccrual, against almost none a year earlier. Unrealized losses on its securities total $6.9 million, equal to 11% of Tier 1 capital, against 5% a year earlier. Where it has less room is capital: it funds 8.85% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, Anchor Bank reported a return on assets of 5.50%, a nonperforming-loan ratio of 0.08% and a Texas ratio of 1.09%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 4500 Pga Blvd, Palm Beach Gardens, FL 33418
- County
- Palm Beach
- Metro Area
- Miami-Fort Lauderdale-West Palm Beach, FL
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Atlanta (Region 5)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 22, 2005
- Offices
- 9 domestic
- Employees (FTE)
- 98
- Domestic deposits
- $656.4M
- Allowance for credit losses
- $3.3M
- Net charge-offs (YTD)
- $11K
- Average total assets
- $732.1M
- Average total loans
- $467.7M
- Average interest-bearing deposits
- $453.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 22, 2005
- FDIC Cert
- 57931
- Fed RSSD
- 3342671
- SEC CIK
- 2029051 → filed by ANCHOR BANCORP, INC.
- Parent Holding Company
- ANCHOR BANCORP, INC. (RSSD 5474820)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
Inside the full Anchor Bank terminal
26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Anchor Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Anchor Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Metric pages for Anchor Bank: ROA, Efficiency ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 8.85% | 5.50% | 0.15% | 1.09% | 3.10% |
| Q1 2026 | 9.06% | 1.06% | 0.15% | 1.19% | 3.08% |
| Q4 2025 | 8.33% | 1.08% | 0.15% | 1.29% | 3.16% |
| Q3 2025 | 8.74% | 0.97% | 0.25% | 2.04% | 3.17% |
| Q2 2025 | 9.02% | 0.98% | 0.26% | 2.09% | 3.18% |
| Q1 2025 | 9.46% | 0.91% | 0.27% | 2.20% | 3.21% |
| Q4 2024 | 10.22% | 0.76% | 0.29% | 2.26% | 3.35% |
| Q3 2024 | 11.34% | 0.81% | 0.55% | 3.82% | 3.58% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 9 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Anchor Bank (main office) | Palm Beach Gardens , FL | 33418 | $237.2M |
| East Main Street Branch | Hogansville , GA | 30230 | $140.3M |
| Coral Gables Branch | Coral Gables , FL | 33134 | $98.1M |
| Lake Worth Branch | Greenacres , FL | 33467 | $95.9M |
| Hallandale Branch | Hallandale Beach , FL | 33009 | $38.0M |
| Community Bank and Trust - West Georgia Branch | Lagrange , GA | 30240 | $20.6M |
| West Point Road Banking Center Branch | Lagrange , GA | 30240 | $14.1M |
| Boca Raton Branch | Boca Raton , FL | 33432 | $12.4M |
| Alt A1A Branch | Palm Beach Gardens , FL | 33410 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| May 2, 2026 | Structure Change | Acquired Community Bank & Trust - West Georgia Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
| May 1, 2026 | Merger | Participated in FDIC Assisted Merger | FDIC |
| August 28, 2021 | Structure Change | Acquired Home Federal Bank of Hollywood Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| August 27, 2021 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 4 events.
Regulatory record
What the public regulatory sources show for Anchor Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- 2 against the institution (Federal Reserve)
- October 11, 2011, Federal Reserve: Prompt Corrective Action: Anchor Commercial Bank, Juno Beach, Florida
- March 16, 2010, Federal Reserve: Written Agreement: Anchor Commercial Bank, Juno Beach, Florida
- Period: Most recent institution action October 11, 2011. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in FL, rank 88 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $1.9M approved, $1.9M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2017 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
Add this badge to your website
Free to use. The badge always shows Anchor Bank’s most recent filed regulatory figures. It updates automatically each quarter, so it never goes stale.
Similar banks
Compare Anchor Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet. Pick a peer to view the full head-to-head.
Frequently asked about Anchor Bank
What are Anchor Bank's total assets?
As of the Q2 2026 filing, Anchor Bank reported total assets of $805.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Anchor Bank headquartered?
Anchor Bank is headquartered in Palm Beach Gardens, FL, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Anchor Bank founded?
Anchor Bank was established in 2005, per the FDIC institution directory.
Is Anchor Bank FDIC-insured?
Yes. Anchor Bank is an FDIC-insured commercial bank (FDIC Certificate #57931). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Anchor Bank?
Anchor Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Anchor Bank operate?
Anchor Bank operates 9 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Anchor Bank's Texas Ratio?
Anchor Bank's Texas Ratio is 1.09% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
Go deeper on Anchor Bank.
Unlock the full terminal: 26 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Unlock Anchor Bank, freeFree account