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Anchor Bank: Deposit Base

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Data as of · Call Report Schedules RC-E and RC-O How we update

On its Q3 2026 filing, Anchor Bank reported 20 of the 23 line items on this page. It did not report foreign office deposits, uninsured deposits and uninsured deposits to total deposits. Total deposits was $679.5M in Q3 2026, up 48.2% from $458.4M in Q3 2025. That is 81.5% of its total assets. Across the 12 quarters shown it ranged from $226.6M (Q4 2023) to $679.5M (Q3 2026).

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The standout move of Q3 2026 was in Demand deposits: 51.0% higher than in Q2 2026, at $256.4M. Anchor Bank ranks 38th of 81 Florida banks on total deposits, in the upper half at $679.5M (Q3 2026). Anchor Bank's total deposits of $679.5M is well above the $275.6M median for banks in the $100M-1B asset tier, a gap of 147% (Q3 2026).

Deposit totals

Largest change in this table: deposits to total liabilities, up 1.45 points to 90.27% in Q3 2026 after 88.82% in Q2 2026.

Deposit totals for Anchor Bank, Q3 2026
Line item Q3 2026
Total deposits $679.5M
Domestic office deposits $679.5M
Foreign office deposits —
Deposits to total assets 81.50%
Deposits to total liabilities 90.27%

Source: Call Report Schedule RC: Total deposits (item 13.a, RCON2200).

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Deposit composition

Deposit composition for Anchor Bank, Q3 2026
Line item Q3 2026
Demand deposits $256.4M
Savings deposits $15.1M
Transaction accounts to domestic deposits 44.68%
Time deposits to total deposits 31.56%
Time deposits under $100k $25.2M
Time deposits $100k to $250k $123.0M
Time deposits over $250k $66.2M
Noninterest-bearing share of deposits 28.58%

Stability of funding

Largest change in this table: core deposits to total deposits, down 2.09 points to 90.25% in Q3 2026 after 92.34% in Q2 2026.

Stability of funding for Anchor Bank, Q3 2026
Line item Q3 2026
Core deposits $613.2M
Core deposits to total deposits 90.25%
Insured deposits $442.6M
Uninsured deposits —
Uninsured deposits to total deposits —
Brokered deposits $10.2M
Brokered deposits to total deposits 1.51%

Cost of deposits

Largest change in this table: loans and leases to core deposits, up 3.46 points to 84.19% in Q3 2026 after 80.73% in Q2 2026.

Cost of deposits for Anchor Bank, Q3 2026
Line item Q3 2026
Cost of interest-bearing deposits 3.35%
Interest expense on deposits $4.1M
Loans and leases to core deposits 84.19%

Deposit Base trend

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Anchor Bank, oldest first
Quarter Total depositsCore depositsBrokered depositsCost of interest-bearing deposits
Q4 2023 $226.6M 85.41% 9.17% 3.65%
Q1 2024 $246.9M 86.87% 8.11% 3.79%
Q2 2024 $261.6M 95.65% 0.01% 4.10%
Q3 2024 $308.6M 96.48% 0.01% 3.64%
Q4 2024 $342.7M 95.64% 0.01% 3.82%
Q1 2025 $395.9M 89.85% 0.01% 3.52%
Q2 2025 $387.5M 89.68% 0.01% 3.75%
Q3 2025 $458.4M 89.17% 0.01% 3.84%
Q4 2025 $454.9M 90.38% 0.01% 3.82%
Q1 2026 $477.1M 90.75% 0.01% 3.72%
Q2 2026 $656.4M 92.34% 0.00% 3.80%
Q3 2026 $679.5M 90.25% 1.51% 3.35%

Anchor Bank deposit base, quarter by quarter

Deposit Base since Q3 2021 · peer percentiles on every line item · watchlist alerts

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