Anchor Bank: Yields and Funding Costs
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Data as of · Call Report Schedules RI and RC-K How we update
Anchor Bank reported all 12 line items on this page on its Q3 2026 filing. Yield on earning assets was 5.95% in Q3 2026, up 0.07 percentage points from 5.88% in Q3 2025. Across the 12 quarters shown it ranged from 5.55% (Q1 2026) to 6.08% (Q2 2024).
Cost of borrowings climbed 0.98 percentage points in Q3 2026, from 3.48% to 4.46%. It was the largest change from Q2 2026 among the key lines here. Within Florida, Anchor Bank is 58th of 81 on net interest margin, 3.48% as of Q3 2026. Anchor Bank reported 3.48% on net interest margin for Q3 2026, 0.51 points below the 3.99% median for banks in the $100M-1B asset tier.
Asset yields
Yield on securities moved most in this table, up 0.95 points: 3.48% in Q2 2026, 4.43% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Yield on earning assets | 5.95% |
| Yield on loans | 6.88% |
| Yield on securities | 4.43% |
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Funding costs
| Line item | Q3 2026 |
|---|---|
| Cost of funds | 2.57% |
| Cost of interest-bearing deposits | 3.35% |
| Cost of interest-bearing liabilities | 3.41% |
| Cost of borrowings | 4.46% |
Spread and margin
Net interest margin moved most in this table, up 0.38 points: 3.10% in Q2 2026, 3.48% in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Net interest margin | 3.48% |
| Yield to cost spread | 2.54% |
Interest income and expense
Total interest expense moved most in this table, up 3.4%: $4.5M in Q2 2026, $4.7M in Q3 2026.
| Line item | Q3 2026 |
|---|---|
| Interest income on loans | $8.5M |
| Total interest expense | $4.7M |
| Interest expense on deposits | $4.1M |
Yields and Funding Costs trend
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q4 2023 | 5.93% | 2.68% | 3.39% | 6.12% | 2.47% |
| Q1 2024 | 6.00% | 2.94% | 3.23% | 6.20% | 2.54% |
| Q2 2024 | 6.08% | 2.87% | 3.34% | 6.32% | 2.53% |
| Q3 2024 | 6.06% | 2.65% | 3.58% | 6.30% | 3.02% |
| Q4 2024 | 5.96% | 2.80% | 3.35% | 6.28% | 3.24% |
| Q1 2025 | 5.79% | 2.80% | 3.21% | 6.20% | 3.33% |
| Q2 2025 | 5.85% | 2.83% | 3.18% | 6.34% | 3.84% |
| Q3 2025 | 5.88% | 2.86% | 3.17% | 6.40% | 3.99% |
| Q4 2025 | 5.79% | 2.77% | 3.16% | 6.33% | 3.72% |
| Q1 2026 | 5.55% | 2.62% | 3.08% | 6.19% | 3.24% |
| Q2 2026 | 5.66% | 2.66% | 3.10% | 6.68% | 3.48% |
| Q3 2026 | 5.95% | 2.57% | 3.48% | 6.88% | 4.43% |
Anchor Bank yields and funding costs, quarter by quarter
Yields and Funding Costs since Q3 2021 · peer percentiles on every line item · watchlist alerts
Unlock this bank, freeSource: Call Report Schedules RI and RC-K, Q3 2026. Open the filed call report for Q3 2026 on the FFIEC CDR. How this page is built. See the full Anchor Bank profile or its peer group comparison.
Regulator records: FDIC BankFind (cert 57931) · FFIEC NIC profile (RSSD 3342671)