AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION
AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in HONOLULU, HI, established in 1987. As of , the bank reported total assets of $9.0B and total deposits of $8.2B. Profitability stands at 0.51% ROA and 6.91% ROE, with a net interest margin of 3.63%. CET1 capital ratio: 13.46%, well above regulatory minimums. NPL ratio: 0.85% · Texas Ratio: 7.14%. Operates 36 domestic branches.
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
More than half of deposits are uninsured (above the $250K FDIC threshold). Worth understanding the depositor concentration in stressed scenarios.
American Savings Bank, N.A. rankings
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Quarterly trend — last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| 2025-12-31 | 13.46% | 0.51% | 0.85% | 7.14% | 3.63% |
| 2025-09-30 | 13.17% | 0.91% | 0.28% | 2.42% | 3.54% |
| 2025-06-30 | 12.79% | 1.14% | 0.32% | 2.82% | 3.43% |
| 2025-03-31 | 12.33% | -3.78% | 0.33% | 3.13% | 3.10% |
| 2024-12-31 | 13.68% | 0.79% | 0.52% | 5.26% | 2.90% |
| 2024-09-30 | 13.50% | 0.81% | 0.52% | 5.05% | 2.88% |
| 2024-06-30 | 13.16% | -1.96% | 0.56% | 5.96% | 2.85% |
| 2024-03-31 | 12.70% | 0.88% | 0.57% | 5.71% | 2.80% |
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Frequently asked about AMERICAN SAVINGS BANK, NATIONAL ASSOCIATION
What are American Savings Bank, N.A.'s total assets?
As of the Q4 2025 filing, American Savings Bank, N.A. reported total assets of $8.98 billion in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is American Savings Bank, N.A. headquartered?
American Savings Bank, N.A. is headquartered in HONOLULU, HI, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was American Savings Bank, N.A. founded?
American Savings Bank, N.A. was established in 1987, per the FDIC institution directory.
Is American Savings Bank, N.A. FDIC-insured?
Yes. American Savings Bank, N.A. is an FDIC-insured commercial bank (FDIC Certificate #32526). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates American Savings Bank, N.A.?
American Savings Bank, N.A.'s primary federal regulator is the OCC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is American Savings Bank, N.A.'s CET1 capital ratio?
American Savings Bank, N.A. reported a Common Equity Tier 1 (CET1) capital ratio of 13.46% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does American Savings Bank, N.A. operate?
American Savings Bank, N.A. operates 36 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is American Savings Bank, N.A.'s Texas Ratio?
American Savings Bank, N.A.'s Texas Ratio is 7.14% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.