Generations Community Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Generations Community Bank, based in Indianapolis, Indiana, reported $31 million in assets at June 30, 2026. It is losing 11.2% a year on shareholders' equity, lower than about 9 in 10 of the 583 banks with less than $100 million in assets (median 8.6%). On the other hand, it funds 86.24% of its assets with Tier 1 capital, 6.6 times the median of 13.06% for banks its size.
It lost $713,000 in the quarter. Funding is the softer spot: it pays an average of 2.34% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.54%).
As of June 30, 2026, Generations Community Bank reported a return on assets of -9.81%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 2110 N Illinois St, Indianapolis, IN 46202
- County
- Marion
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- March 9, 2026
- Offices
- 1 domestic
- Employees (FTE)
- 18
- Domestic deposits
- $5.6M
- Allowance for credit losses
- $36K
- Net charge-offs (YTD)
- $0
- Average total assets
- $29.1M
- Average total loans
- $521K
- Average interest-bearing deposits
- $3.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- March 9, 2026
- FDIC Cert
- 59365
- Fed RSSD
- 6058562
- Website
- www.mygc.bank →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD. This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
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26 years of quarterly trends · 8 tabs · peer percentiles · Excel export
Unlock Generations Community Bank, freeGenerations Community Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 2 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings. A community bank leverage ratio filer reports no CET1 ratio, so the first ratio column is the Tier 1 leverage ratio.
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 86.24% | -9.81% | 0.00% | 0.00% | 3.42% |
| Q1 2026 | 98.81% | -38.41% | — | 0.00% | 1.26% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View the branch →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Generations Community Bank (main office) | Indianapolis , IN | 46202 | $5.6M |
Regulatory record
What the public regulatory sources show for Generations Community Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in IN, rank 127 of 131 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about Generations Community Bank
What are Generations Community Bank's total assets?
As of the Q2 2026 filing, Generations Community Bank reported total assets of $30.9 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Generations Community Bank headquartered?
Generations Community Bank is headquartered in Indianapolis, IN, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was Generations Community Bank founded?
Generations Community Bank was established in 2026, per the FDIC institution directory.
Is Generations Community Bank FDIC-insured?
Yes. Generations Community Bank is an FDIC-insured commercial bank (FDIC Certificate #59365). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Generations Community Bank?
Generations Community Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Generations Community Bank operate?
Generations Community Bank operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Generations Community Bank's Texas Ratio?
Generations Community Bank's Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
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