The Bankers Bank: Financial Reports & UBPR Data
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Data as of · sourced from FFIEC call reports. How we update
Problem loans are rising at The Bankers Bank. Based in Oklahoma City, Oklahoma, it had $311 million in assets at June 30, 2026, up 13.6% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 1.93% of loans from 0.00% a year earlier. It pays an average of 2.82% on its deposits and borrowings, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 1.80%). It also holds commercial real estate loans worth 3.0 times its capital, 2.5 times the median of 1.2 times for banks its size.
Delinquency has appeared in its $90 million non-owner-occupied commercial real estate book: 5.27% of those loans are past due or on nonaccrual, against almost none a year earlier. Deposits are coming in faster than loans: over the year loans rose 12.8% and deposits rose 18.8%. Costs are the weak spot: it spends about 82 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, The Bankers Bank reported a CET1 capital ratio of 14.08%, a return on assets of 0.92%, a nonperforming-loan ratio of 1.93% and a Texas ratio of 10.89%, according to its call report filed with the FFIEC.
Headquarters Profile
- Address
- 9020 N May Ave, Oklahoma City, OK 73120
- County
- Oklahoma
- Metro Area
- Oklahoma City, OK
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- May 28, 1986
- Former names
- The Bankers Bank (1986)
- Offices
- 2 domestic
- Employees (FTE)
- 61
- Domestic deposits
- $243.4M
- Allowance for credit losses
- $3.9M
- Net charge-offs (YTD)
- $0
- Average total assets
- $312.5M
- Average total loans
- $253.4M
- Average interest-bearing deposits
- $182.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- No
- FDIC-insured since
- May 28, 1986
- FDIC Cert
- 26677
- Fed RSSD
- 859655
- Website
- www.tbb.bank →
- Parent Holding Company
- BANKERS BANCORP OF OKLAHOMA, INC. (RSSD 1138209)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Rows tagged YTD are fiscal year to date through June 30, 2026, as filed. Net income is tagged Q2 because it is that quarter's own figure, not a running total, so it cannot be compared with a YTD row. ROA, ROE and net interest margin are the quarter's own income, annualized. The UBPR and FDIC annualize the year to date instead, so after the first quarter their figures differ from ours; where the UBPR has this quarter, its value is shown beside each as YTD.
Quarterly trends
Last 12 quarters from this bank's own FFIEC call reports. Dollar figures are the quarter's own amount: the income statement is filed year to date, so those lines are shown net of the preceding quarter.
Balances at each quarter end. The gap between the two lines is equity capital.
Balances at each quarter end. Loans rising toward deposits is the loan-to-deposit ratio tightening.
Balances at each quarter end. Each line is its own balance, not stacked on the other.
Each bar is that quarter alone. The gap between the two is net interest income.
What the balance sheet earned on spread that quarter, before fees and operating costs.
Fees, trading and other income against salaries, premises and the rest of the cost base.
What the bank charged to earnings that quarter to build its allowance for expected losses.
Net income for the quarter alone. The Call Report reports it year to date; this series converts it to the single quarter, so each bar covers three months.
CET1 is common equity tier 1 as a share of risk-weighted assets; the leverage ratio is tier 1 capital as a share of average total assets. A bank that files the community bank leverage ratio reports no CET1 ratio, so only its leverage line appears.
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Unlock The Bankers Bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
The Bankers Bank rankings
How this bank ranks on each leaderboard. Click any rank to see the full ranked list.
Ranked among banks that report this metric, so the total differs from card to card. The CET1 ranking leaves out community bank leverage ratio filers, which report no CET1 ratio.
Quarterly trend: last 8 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.08% | 0.92% | 1.93% | 10.89% | 3.78% |
| Q1 2026 | 13.43% | 1.05% | 0.00% | 0.00% | 3.90% |
| Q4 2025 | 12.78% | 1.04% | 0.00% | 0.00% | 4.02% |
| Q3 2025 | 13.77% | 1.14% | 0.00% | 0.00% | 3.98% |
| Q2 2025 | 14.98% | 1.30% | 0.00% | 0.00% | 4.09% |
| Q1 2025 | 15.03% | 1.17% | 0.00% | 0.00% | 4.02% |
| Q4 2024 | 15.55% | 1.21% | 0.00% | 0.00% | 3.96% |
| Q3 2024 | 16.47% | 2.90% | 0.00% | 0.00% | 3.90% |
Swipe the table sideways to see every column.
Branch Network
Every branch from the FDIC Summary of Deposits, listed with the deposits booked at each location. The FDIC's office count above also includes administrative and limited-service offices, so the two totals can differ. View all 2 branches →
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Bankers Bank | Oklahoma City , OK | 73120 | $243.4M |
| Texas Branch | Mckinney , TX | 75069 | $0 |
Regulatory record
What the public regulatory sources show for The Bankers Bank, each with its period and source. These are facts as filed or published, not a rating or score. "Not on file" means we hold no record from that source, which is not the same as a clean record.
- Enforcement actions
- Not on file: no matched FDIC, Federal Reserve or OCC action
- Period: not on file. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.2% of deposits in OK, rank 97 of 194 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- Not on file: no HMDA filing matched
- Period: not on file. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- Not on file: no SBA 7(a) loans matched
- Period: not on file. Source: SBA 7(a) and 504 loan data (FOIA).
- Consumer complaints
- Not on file: no CFPB complaints matched
- Period: not on file. Source: CFPB consumer complaint database.
- CFPB enforcement
- Not on file: CFPB enforcement actions are not loaded
- Period: not on file. Source: CFPB enforcement actions.
- CRA examination rating
- Not on file: FFIEC CRA ratings are not loaded
- Period: not on file. Source: FFIEC CRA ratings.
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Frequently asked about The Bankers Bank
What are The Bankers Bank's total assets?
As of the Q2 2026 filing, The Bankers Bank reported total assets of $310.5 million in its FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is The Bankers Bank headquartered?
The Bankers Bank is headquartered in Oklahoma City, OK, United States. It files quarterly FFIEC call reports, as every FDIC-insured commercial bank must.
When was The Bankers Bank founded?
The Bankers Bank was established in 1986, per the FDIC institution directory.
Is The Bankers Bank FDIC-insured?
Yes. The Bankers Bank is an FDIC-insured commercial bank (FDIC Certificate #26677). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Bankers Bank?
The Bankers Bank's primary federal regulator is the Federal Reserve. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is The Bankers Bank's CET1 capital ratio?
The Bankers Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.08% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does The Bankers Bank operate?
The Bankers Bank operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Bankers Bank's Texas Ratio?
The Bankers Bank's Texas Ratio is 10.89% in its Q2 2026 call report, within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; the glossary entry for the Texas Ratio carries the full definition.
What was The Bankers Bank previously called?
The charter now named The Bankers Bank has also operated as The Bankers Bank (1986), per FDIC structure-change records.
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