Branch Network
American Commercial Bank & Trust, N.A. Locations & Branches Ottawa, Illinois
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American Commercial Bank & Trust, N.A. operates 11 branches from its headquarters in Ottawa, IL, . Its main office is at 701 La Salle St, Ottawa, IL 61350.
American Commercial Bank & Trust, N.A. branch network
All 11 branches are in ILLINOIS, across 7 cities. Ottawa, IL has the most of its branches, 4. Its largest office by deposits is the Plaza Facility office in Ottawa, IL, with $424.3M (23.0% of its branch deposits). It had the same number of branches on June 30, 2025.
American Commercial Bank & Trust, N.A. at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 9.34% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $2.07B
- Tier 1 leverage ratio, Q2 2026
- 9.34%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1865
Full financial profile · Is American Commercial Bank & Trust, N.A. safe? · American Commercial Bank & Trust, N.A. Q3 2026 call report, filed October 22, 2026 (preliminary) · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Ottawa, IL (4 branches) | 1 of 6 | 70.6% | $1.12B |
| State: IL (11 branches) | 47 of 379 | 0.3% | $1.84B |
Ranked by total assets among banks headquartered in the state: Largest banks in Illinois.
Share by county and metro area
American Commercial Bank & Trust, N.A.'s share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Lasalle, IL (6 branches) | 1 of 22 | 28.6% | $1.17B | $4.10B |
| Cook, IL (2 branches) | 54 of 89 | <0.1% | $355.5M | $463.76B |
| Dupage, IL (1 branch) | 23 of 43 | 0.5% | $258.5M | $54.96B |
| Grundy, IL (1 branch) | 9 of 12 | 2.5% | $42.9M | $1.70B |
| Kendall, IL (1 branch) | 12 of 13 | 0.5% | $13.5M | $2.81B |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Ottawa, IL (6 branches) | 1 of 26 | 21.1% | $1.17B | $5.55B |
| Chicago-Naperville-Elgin, IL-IN-WI (5 branches) | 61 of 150 | 0.1% | $670.3M | $632.03B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Plaza Facility | Ottawa, IL | 61350 | $424.3M |
| American Commercial Bank & Trust, N.A. (main office) | Ottawa, IL | 61350 | $357.3M |
| American Commercial Bank & Trust Branch | Schaumburg, IL | 60173 | $325.9M |
| Northfield Branch | Ottawa, IL | 61350 | $268.0M |
| Lisle Branch | Lisle, IL | 60532 | $258.5M |
| South Branch | Ottawa, IL | 61350 | $67.0M |
| Morris National Bank & Trust | Morris, IL | 60450 | $42.9M |
| Streator Banking Center Facility | Streator, IL | 61364 | $41.7M |
| American Commercial Bank & Trust Branch | Chicago, IL | 60642 | $29.6M |
| North Facility | Streator, IL | 61364 | $15.4M |
| Yorkville National Bank & Trust | Yorkville, IL | 60560 | $13.5M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 3719) · FFIEC NIC profile (RSSD 856243)