American Continental Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks American Continental Bank of City of Industry, CA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.44% | 1.34% | +0.10% | 60th above |
| ROAE | 8.89% | 13.32% | -4.43% | 30th below |
| Net Interest Margin | 4.13% | 3.93% | +0.20% | 61st above |
| Efficiency Ratio | 59.83% | 61.14% | -1.31% | 55th above |
| PPNR / Avg Assets | 1.85% | 1.68% | +0.17% | 65th above |
| Yield on Earning Assets | 6.88% | 5.67% | +1.21% | 94th top |
| Cost of Funds | 3.24% | 1.88% | +1.36% | 3rd bottom |
| Net Interest Spread | 3.32% | 3.32% | +0.00% | 50th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.37% | 0.94% | -0.57% | 52nd above |
| NPA / Total Assets | 0.27% | 0.70% | -0.43% | 53rd above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 75th top |
| ACL / Total Loans | 1.64% | 1.28% | +0.36% | 85th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 446.31% | 1539.12% | -1092.81% | 68th above |
| Texas Ratio | 1.59% | 7.33% | -5.74% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 16.23% | 12.14% | +4.09% | 91st top |
| Equity / Assets | 16.23% | 11.37% | +4.86% | 92nd top |
| TCE / Tangible Assets | 16.04% | 11.09% | +4.95% | 92nd top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 90.68% | 80.63% | +10.05% | 27th below |
| Core Deposit Ratio | 62.76% | 86.87% | -24.11% | 2nd bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.26% | 6.85% | +0.41% | 71st above |
| Loan Growth (Y/Y) | 1.31% | 7.91% | -6.60% | 28th below |
| Deposit Growth (Y/Y) | 7.21% | 6.29% | +0.92% | 72nd above |
See American Continental Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock American Continental Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full American Continental Bank profile, how to read a UBPR, or how this data updates.