Branch Network
American Federal Bank Locations & Branches Fargo, North Dakota
BankRegReports is independent of American Federal Bank and never asks for online banking logins or passwords.
American Federal Bank operates 13 branches from its headquarters in Fargo, ND, .
American Federal Bank branch network
Its 13 branches span 2 states and 12 cities. The most are in MINNESOTA (8) and NORTH DAKOTA (5). MINNESOTA holds 64.1% of its branch deposits. Fargo, ND has the most of its branches, 2. Its largest office by deposits is its main office in Fargo, ND, with $85.4M (13.9% of its branch deposits). It had the same number of branches on June 30, 2025.
American Federal Bank at a glance
Its CET1 capital ratio was 12.92% at Q2 2026, above regulatory requirements.
- Total assets, Q2 2026
- $795.8M
- CET1 ratio, Q2 2026
- 12.92%
- Deposit insurance
- FDIC
- Regulator
- OCC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1891
Full financial profile · Is American Federal Bank safe? · American Federal Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Fargo, ND (2 branches) | 13 of 23 | 1.5% | $139.1M |
| State: ND (5 branches) | 36 of 70 | 0.5% | $220.9M |
| Largest deposit state: MN (8 branches) | 75 of 277 | 0.1% | $394.6M |
Ranked by total assets among banks headquartered in the state: Largest banks in North Dakota.
Share by county and metro area
American Federal Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Polk, MN (3 branches) | 2 of 10 | 19.1% | $190.4M | $995.9M |
| Cass, ND (2 branches) | 15 of 28 | 1.2% | $139.1M | $11.27B |
| Kittson, MN (1 branch) | 2 of 4 | 28.2% | $61.8M | $219.2M |
| Otter Tail, MN (1 branch) | 10 of 18 | 2.8% | $55.9M | $2.03B |
| Grand Forks, ND (2 branches) | 13 of 15 | 1.5% | $42.0M | $2.87B |
| Richland, ND (1 branch) | 6 of 8 | 5.5% | $39.9M | $720.6M |
| Clay, MN (1 branch) | 9 of 11 | 2.3% | $37.8M | $1.67B |
| Norman, MN (1 branch) | 3 of 7 | 13.6% | $31.4M | $230.0M |
| Marshall, MN (1 branch) | 8 of 8 | 4.2% | $17.3M | $416.2M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Grand Forks, ND-MN (5 branches) | 8 of 21 | 6.0% | $232.3M | $3.87B |
| Fargo, ND-MN (3 branches) | 15 of 32 | 1.4% | $176.9M | $12.93B |
| Fergus Falls, MN (1 branch) | 10 of 18 | 2.8% | $55.9M | $2.03B |
| Wahpeton, ND-MN (1 branch) | 7 of 10 | 4.6% | $39.9M | $862.9M |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| American Federal Bank (main office) | Fargo, ND | 58102 | $85.4M |
| Crookston Branch | Crookston, MN | 56716 | $67.9M |
| Hallock Branch | Hallock, MN | 56728 | $61.8M |
| Fosston Branch | Fosston, MN | 56542 | $61.4M |
| East Grand Forks Branch | East Grand Forks, MN | 56721 | $61.0M |
| Fergus Falls Branch | Fergus Falls, MN | 56537 | $55.9M |
| Fargo South Branch | Fargo, ND | 58103 | $53.7M |
| Wapheton Branch | Wahpeton, ND | 58075 | $39.9M |
| Moorhead Branch | Moorhead, MN | 56560 | $37.8M |
| Ada Branch | Ada, MN | 56510 | $31.4M |
| Grand Forks Branch | Grand Forks, ND | 58201 | $27.6M |
| Warren Branch | Warren, MN | 56762 | $17.3M |
| Northwood Branch | Northwood, ND | 58267 | $14.3M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 29140) · FFIEC NIC profile (RSSD 637170)