American Plus Bank, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Retained earnings, which rose 4.2% to $111.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 16.46% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $147.1M |
| Tier 1 capital | $147.1M |
| Total risk-based capital | — |
| Total equity capital | $150.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 16.04% |
| Tangible equity to tangible assets | 15.76% |
| Equity capital to average assets | 16.73% |
| Internal capital growth rate | 12.44% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $19.0M |
| Common stock surplus | $19.7M |
| Retained earnings | $111.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$264K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 18.08% | 17.67% | 17.67% |
| Q4 2023 | 17.89% | 18.00% | 18.00% |
| Q1 2024 | 18.35% | 17.98% | 17.98% |
| Q2 2024 | 18.47% | 18.03% | 18.03% |
| Q3 2024 | 18.01% | 17.18% | 17.18% |
| Q4 2024 | 17.56% | 16.94% | 16.94% |
| Q1 2025 | 17.14% | 16.79% | 16.79% |
| Q2 2025 | 15.72% | 15.42% | 15.10% |
| Q3 2025 | 15.90% | 16.14% | 15.82% |
| Q4 2025 | 16.50% | 16.56% | 16.25% |
| Q1 2026 | 16.49% | 16.32% | 16.02% |
| Q2 2026 | 16.46% | 16.04% | 15.76% |
American Plus Bank, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock American Plus Bank, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full American Plus Bank, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58469) · FFIEC NIC profile (RSSD 3623110)