Armor Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Armor Bank of Forrest City, AR against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.96% | 1.34% | -0.38% | 31st below |
| ROAE | 11.07% | 13.32% | -2.25% | 42nd below |
| Net Interest Margin | 4.15% | 3.93% | +0.22% | 62nd above |
| Efficiency Ratio | 68.76% | 61.14% | +7.62% | 31st below |
| PPNR / Avg Assets | 1.29% | 1.68% | -0.39% | 33rd below |
| Yield on Earning Assets | 6.22% | 5.67% | +0.55% | 78th top |
| Cost of Funds | 2.16% | 1.88% | +0.28% | 29th below |
| Net Interest Spread | 3.80% | 3.32% | +0.48% | 75th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.41% | 0.94% | -0.53% | 50th above |
| NPA / Total Assets | 0.31% | 0.70% | -0.39% | 50th above |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 77th top |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.25% | 1.28% | -0.03% | 56th above |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 307.24% | 1539.35% | -1232.11% | 60th above |
| Texas Ratio | 3.51% | 7.33% | -3.82% | 50th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.40% | 12.14% | -2.74% | 19th bottom |
| Equity / Assets | 8.45% | 11.38% | -2.93% | 19th bottom |
| TCE / Tangible Assets | 7.92% | 11.09% | -3.17% | 15th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 85.77% | 80.63% | +5.14% | 38th below |
| Core Deposit Ratio | 82.31% | 86.86% | -4.55% | 21st bottom |
| Wholesale Funding Ratio | 1.93% | 5.04% | -3.11% | 68th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 10.27% | 6.85% | +3.42% | 83rd top |
| Loan Growth (Y/Y) | 8.50% | 7.90% | +0.60% | 68th above |
| Deposit Growth (Y/Y) | 7.66% | 6.29% | +1.37% | 74th above |
See Armor Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Armor Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Armor Bank profile, how to read a UBPR, or how this data updates.