Associated Trust Company, N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Net interest margin edged up by 0.05 percentage points, from 3.63% to 3.68%, the largest move among the key lines here. Associated Trust Company, N.A. reported 3.68% on net interest margin for Q2 2026, 0.21 points below the 3.89% median for banks in the < $100M asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 3.68% |
| Yield on loans | — |
| Yield on securities | 3.26% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.68% |
| Yield to cost spread | — |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $0 |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin | Securities |
|---|---|---|---|
| Q3 2023 | 5.33% | 5.33% | 4.12% |
| Q4 2023 | 5.32% | 5.32% | 4.13% |
| Q1 2024 | 5.34% | 5.34% | 4.09% |
| Q2 2024 | 5.29% | 5.29% | 4.48% |
| Q3 2024 | 5.28% | 5.28% | 4.38% |
| Q4 2024 | 4.64% | 4.64% | 3.85% |
| Q1 2025 | 4.42% | 4.42% | 3.76% |
| Q2 2025 | 4.46% | 4.46% | 3.82% |
| Q3 2025 | 4.43% | 4.43% | 3.82% |
| Q4 2025 | 4.04% | 4.04% | 3.55% |
| Q1 2026 | 3.63% | 3.63% | 3.25% |
| Q2 2026 | 3.68% | 3.68% | 3.26% |
Associated Trust Company, N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Associated Trust Company, N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Associated Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 1629903)