Avana Bank: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 3.62 percentage points in Q2 2026, from 45.17% to 48.79%. It was the largest change from Q1 2026 among the key lines here. Avana Bank has the 4th lowest total deposits of the 346 banks headquartered in Texas, at $30.6M as of Q2 2026. The median for banks in the < $100M asset tier is $53.7M on total deposits. Avana Bank sits 43% lower, at $30.6M (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $30.6M |
| Domestic office deposits | $30.6M |
| Foreign office deposits | — |
| Deposits to total assets | 77.34% |
| Deposits to total liabilities | 99.27% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $14.9M |
| Savings deposits | $3.3M |
| Transaction accounts to domestic deposits | 53.82% |
| Time deposits | $26K |
| Time deposits under $100k | $2.5M |
| Time deposits $100k to $250k | $3.2M |
| Time deposits over $250k | $2.2M |
| Noninterest-bearing share of deposits | 48.79% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $28.4M |
| Core deposits to total deposits | 92.85% |
| Insured deposits | — |
| Uninsured deposits | — |
| Uninsured deposits to total deposits | — |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 2.01% |
| Interest expense on deposits | $81K |
| Loans and leases to core deposits | 50.38% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|
| Q3 2023 | $26.1M | 95.38% | 0.00% | 0.64% |
| Q4 2023 | $28.1M | 90.31% | 0.00% | 1.41% |
| Q1 2024 | $31.7M | 91.32% | 0.00% | 1.63% |
| Q2 2024 | $29.4M | 94.08% | 0.00% | 1.90% |
| Q3 2024 | $30.4M | 94.24% | 0.00% | 2.03% |
| Q4 2024 | $30.3M | 94.27% | 0.00% | 2.81% |
| Q1 2025 | $33.0M | 96.31% | 0.00% | 2.62% |
| Q2 2025 | $29.6M | 91.69% | 0.00% | 2.60% |
| Q3 2025 | $29.2M | 91.47% | 0.00% | 2.49% |
| Q4 2025 | $31.1M | 94.62% | 0.00% | 2.24% |
| Q1 2026 | $30.2M | 94.42% | 0.00% | 2.06% |
| Q2 2026 | $30.6M | 92.85% | 0.00% | 2.01% |
Avana Bank deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Avana Bank, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Avana Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 10704) · FFIEC NIC profile (RSSD 498456)