Avana Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Avana Bank of Abilene, TX against its peer group of 578 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -0.51% | 0.85% | -1.36% | 9th bottom |
| ROAE | -2.33% | 5.23% | -7.56% | 9th bottom |
| Net Interest Margin | 5.24% | 3.94% | +1.30% | 91st top |
| Efficiency Ratio | 104.76% | 76.13% | +28.63% | 9th bottom |
| PPNR / Avg Assets | -0.27% | — | — | 7th bottom |
| Yield on Earning Assets | 6.32% | 5.42% | +0.90% | 85th top |
| Cost of Funds | 1.06% | 1.69% | -0.63% | 75th top |
| Net Interest Spread | 4.31% | — | — | 85th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.00% | 1.23% | -1.23% | 86th top |
| NPA / Total Assets | 0.00% | — | — | 83rd top |
| NCO / Avg Loans | 0.00% | 0.11% | -0.11% | 53rd above |
| ACL / Total Loans | 0.95% | — | — | 25th below |
| Texas Ratio | 0.00% | 7.23% | -7.23% | 83rd top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 17.52% | 14.13% | +3.39% | 74th above |
| Equity / Assets | 22.09% | 13.07% | +9.02% | 82nd top |
| TCE / Tangible Assets | 17.59% | — | — | 76th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 46.78% | 68.58% | -21.80% | 74th above |
| Core Deposit Ratio | 92.85% | 88.79% | +4.06% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.19% | — | — | 50th above |
| Loan Growth (Y/Y) | 35.87% | — | — | 95th top |
| Deposit Growth (Y/Y) | 3.18% | — | — | 54th above |
See Avana Bank's peers by name
The 578 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Avana Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Avana Bank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Avana Bank peer analysis.