B2 Bank N.A.: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks B2 Bank N.A. of Holladay, UT against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | -1.85% | 1.34% | -3.19% | 2nd bottom |
| ROAE | -12.18% | 13.32% | -25.50% | 2nd bottom |
| Net Interest Margin | 3.85% | 3.93% | -0.08% | 45th below |
| Efficiency Ratio | 124.09% | 61.13% | +62.96% | 1st bottom |
| PPNR / Avg Assets | -2.40% | 1.68% | -4.08% | 1st bottom |
| Yield on Earning Assets | 5.36% | 5.67% | -0.31% | 38th below |
| Cost of Funds | 1.49% | 1.88% | -0.39% | 70th above |
| Net Interest Spread | 3.83% | 3.32% | +0.51% | 77th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 2.07% | 0.94% | +1.13% | 12th bottom |
| NPA / Total Assets | 0.70% | 0.70% | +0.00% | 30th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 0.92% | 1.28% | -0.36% | 19th bottom |
| ACL / NPLs (Coverage) | 44.62% | 1538.85% | -1494.23% | 9th bottom |
| Texas Ratio | 7.57% | 7.33% | +0.24% | 29th below |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 13.66% | 12.14% | +1.52% | 80th top |
| Equity / Assets | 9.26% | 11.37% | -2.11% | 31st below |
| TCE / Tangible Assets | 8.95% | 11.09% | -2.14% | 30th below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 37.21% | 80.64% | -43.43% | 97th top |
| Core Deposit Ratio | 99.12% | 86.86% | +12.26% | 98th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 59.13% | 6.85% | +52.28% | 99th top |
| Loan Growth (Y/Y) | 8.80% | 7.90% | +0.90% | 69th above |
| Deposit Growth (Y/Y) | 71.63% | 6.28% | +65.35% | 99th top |
See B2 Bank N.A.'s peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock B2 Bank N.A., freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full B2 Bank N.A. profile, how to read a UBPR, or how this data updates.