Banco Popular de Puerto Rico: Net Charge-Off Ratio
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Data as of · sourced from FFIEC call reports. How we update
Banco Popular de Puerto Rico reported a net charge-off ratio of 1.58% as of Q2 2026, ranking #77 of 3,638 U.S. banks (98th percentile). That is up 0.92 percentage points from 0.66% a year earlier, and above the 0.13% median of the 121 Regional Banks ($10B–$100B in assets). The Net Charge-Off (NCO) ratio measures loans actually written off as uncollectible, the realized credit loss number that follows non-performing loans.
12-Quarter Trend
Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.
National Context
What is the Net Charge-Off Ratio?
The Net Charge-Off ratio (annualized) measures loans actually written off as uncollectible (less subsequent recoveries) divided by average loans outstanding. It is the realized credit loss experience of the bank.
Most US community banks report annualized NCO between 0.1% and 0.5%. Consumer-heavy or credit-card-issuing banks can report 2-5% as a normal range (different risk model). Compare to historical trend. Charge-offs lag the cycle: they rise during and after recessions and typically peak several quarters after a downturn starts.
Full definition & formula →Frequently asked questions
What is Banco Popular de Puerto Rico's Net Charge-Off Ratio?
Banco Popular de Puerto Rico's Net Charge-Off Ratio was 1.58% as of Q2 2026, ranking #77 of 3,638 U.S. banks.
What is the Net Charge-Off Ratio?
The Net Charge-Off ratio (annualized) measures loans actually written off as uncollectible (less subsequent recoveries) divided by average loans outstanding. It is the realized credit loss experience of the bank.
More Banco Popular de Puerto Rico metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Banco Popular de Puerto Rico profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 34968) · FFIEC NIC profile (RSSD 940311)