Banco Popular de Puerto Rico: Loan-to-Deposit Ratio
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Data as of · sourced from FFIEC call reports. How we update
Banco Popular de Puerto Rico reported a loan-to-deposit ratio of 47.55% as of Q2 2026, ranking #3,439 of 3,637 U.S. banks (5th percentile). That is down 0.08 percentage points from 47.63% a year earlier, and below the 87.01% median of the 124 banks with $10B to $100B in assets. The Loan-to-Deposit Ratio (LTD) measures loans against deposits. A high ratio means deposits are fully deployed and the bank may rely on wholesale funding to grow loans.
12-Quarter Trend
Source: FFIEC call reports, standardized by BankRegReports. Open the filed call report for Q2 2026 on the FFIEC CDR.
National Context
What is the Loan-to-Deposit Ratio?
The loan-to-deposit ratio (LTD) is a bank's total loans divided by its total deposits, expressed as a percentage. It shows how much of the bank's deposit funding is lent out rather than held in cash and securities.
The table below gives the current median and the middle half of US banks for each size group, from the latest call reports. The largest banks run lower ratios because they hold more securities and cash against their deposits. Banks above 100% fund part of their lending with borrowings or brokered deposits, a more rate-sensitive and less stable funding mix.
Loan-to-Deposit Ratio: definition, formula and benchmarks →Frequently asked questions
What is Banco Popular de Puerto Rico's Loan-to-Deposit Ratio?
Banco Popular de Puerto Rico's Loan-to-Deposit Ratio was 47.55% as of Q2 2026, ranking #3439 of 3,637 U.S. banks.
What is the Loan-to-Deposit Ratio?
The loan-to-deposit ratio (LTD) is a bank's total loans divided by its total deposits, expressed as a percentage. It shows how much of the bank's deposit funding is lent out rather than held in cash and securities.
More Banco Popular de Puerto Rico metrics
Source: FFIEC call reports, standardized by BankRegReports. Values are point-in-time as filed. See the full Banco Popular de Puerto Rico profile or how this data updates. The figures come from the bank's call report.
Regulator records: FDIC BankFind (cert 34968) · FFIEC NIC profile (RSSD 940311)