Bank Northwest: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Open the full regulatory capital analysis: each ratio's numerator and denominator, the capital stack by quarter, risk-weighted assets by exposure category, and peers.
The standout move of Q2 2026 was in Tangible equity to tangible assets: 0.94 percentage points higher than in Q1 2026, at 9.63%.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 9.66% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $20.8M |
| Tier 1 capital | $20.8M |
| Total risk-based capital | — |
| Total equity capital | $20.3M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 9.63% |
| Tangible equity to tangible assets | 9.63% |
| Equity capital to average assets | 9.41% |
| Internal capital growth rate | 28.01% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $110K |
| Common stock surplus | $4.6M |
| Retained earnings | $16.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$544K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 9.88% | 8.94% | 8.91% |
| Q4 2023 | 10.11% | 9.59% | 9.57% |
| Q1 2024 | 8.87% | 8.49% | 8.47% |
| Q2 2024 | 9.70% | 9.18% | 9.17% |
| Q3 2024 | 10.37% | 10.21% | 10.20% |
| Q4 2024 | 10.73% | 10.33% | 10.32% |
| Q1 2025 | 9.12% | 8.79% | 8.78% |
| Q2 2025 | 9.75% | 9.11% | 9.10% |
| Q3 2025 | 10.29% | 10.25% | 10.24% |
| Q4 2025 | 10.73% | 10.22% | 10.22% |
| Q1 2026 | 8.75% | 8.69% | 8.69% |
| Q2 2026 | 9.66% | 9.63% | 9.63% |
Bank Northwest regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank Northwest, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank Northwest profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16601) · FFIEC NIC profile (RSSD 645157)