Bank Northwest: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Loans and leases to core deposits climbed 2.60 percentage points in Q2 2026, from 94.47% to 97.07%. It was the largest change from Q1 2026 among the key lines here. Within Missouri, Bank Northwest is 82nd of 191 on loan-to-deposit ratio, 87.59% as of Q2 2026. Bank Northwest reported 87.59% on loan-to-deposit ratio for Q2 2026, 7.03 points above the 80.55% median for banks in the $100M-1B asset tier.
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $7.9M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $38.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $549K |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 87.59% |
| Net loans and leases to deposits | 86.66% |
| Loans and leases to core deposits | 97.07% |
| Core deposits to total deposits | 90.23% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 97.88% | 95.36% | $285K | $20.2M |
| Q4 2023 | 91.87% | 94.89% | $1.1M | $10.0M |
| Q1 2024 | 93.05% | 94.99% | $3.7M | $5.0M |
| Q2 2024 | 94.26% | 93.53% | $6.4M | $5.0M |
| Q3 2024 | 90.55% | 93.47% | $414K | $0 |
| Q4 2024 | 87.25% | 94.21% | $0 | $0 |
| Q1 2025 | 86.89% | 93.08% | $0 | $0 |
| Q2 2025 | 84.75% | 93.06% | $0 | $0 |
| Q3 2025 | 90.74% | 89.40% | $161K | $0 |
| Q4 2025 | 84.83% | 89.56% | $0 | $0 |
| Q1 2026 | 85.48% | 90.48% | $0 | $0 |
| Q2 2026 | 87.59% | 90.23% | $549K | $0 |
Bank Northwest liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank Northwest, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank Northwest profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16601) · FFIEC NIC profile (RSSD 645157)