Bank Northwest: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank Northwest of Hamilton, MO against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 3.44% | 1.25% | +2.19% | 98th top |
| ROAE | 37.73% | 12.22% | +25.51% | 99th top |
| Net Interest Margin | 6.09% | 3.95% | +2.14% | 99th top |
| Efficiency Ratio | 41.40% | 63.71% | -22.31% | 94th top |
| PPNR / Avg Assets | 3.51% | — | — | 98th top |
| Yield on Earning Assets | 7.50% | 5.67% | +1.83% | 98th top |
| Cost of Funds | 1.51% | 1.87% | -0.36% | 69th above |
| Net Interest Spread | 5.50% | — | — | 99th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.16% | 0.88% | -0.72% | 69th above |
| NPA / Total Assets | 0.13% | — | — | 67th above |
| NCO / Avg Loans | -0.10% | 0.15% | -0.25% | 97th top |
| ACL / Total Loans | 1.06% | — | — | 33rd below |
| ACL / NPLs (Coverage) | 673.85% | — | — | 76th top |
| Texas Ratio | 1.24% | 5.96% | -4.72% | 66th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.66% | 11.75% | -2.09% | 24th bottom |
| Equity / Assets | 9.63% | 10.98% | -1.35% | 38th below |
| TCE / Tangible Assets | 9.63% | — | — | 42nd below |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 87.59% | 80.44% | +7.15% | 34th below |
| Core Deposit Ratio | 90.23% | 86.95% | +3.28% | 56th above |
| Wholesale Funding Ratio | 0.26% | — | — | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | -2.75% | — | — | 8th bottom |
| Loan Growth (Y/Y) | -0.41% | — | — | 20th bottom |
| Deposit Growth (Y/Y) | -3.63% | — | — | 9th bottom |
See Bank Northwest's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank Northwest, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank Northwest profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the Bank Northwest peer analysis.